Top Crypto Trading Platforms in Belgium

Belgian crypto investors are increasingly looking for secure, regulated platforms that support Euro deposits, offer diverse cryptocurrencies, and have low fees. With the country following the European Union’s regulatory framework, several exchanges provide safe and compliant access to digital assets. Below is a comparison of the top five crypto platforms available to traders in Belgium.

1. Kraken

Kraken is one of the most secure and established cryptocurrency exchanges, and it has been operating since 2011. It offers a full suite of trading products, including spot trading, futures, margin trading, staking, and an institutional-grade trading platform with personal account managers. 

Known for its industry-leading security, Kraken holds Proof of Reserves audits, ensuring full transparency and user fund protection. With a quarterly trading volume exceeding $207 billion and a multilingual interface accessible in Dutch, German and French, it is a top choice for Belgian traders.

The platform provides an intuitive experience through its Kraken Pro and Kraken Desktop interfaces. Advanced users benefit from high rate limits, deep liquidity, and API access for algorithmic trading. Investors can also earn up to 21% APR by staking popular assets like Ethereum.

• Fees: Spot trading fees start at 0.16% for makers and 0.26% for takers, with lower rates on Kraken Pro.
• Supported Assets: Over 365 cryptocurrencies.
• Regulation & Licensing: Kraken operates under Payward Europe Solutions Limited, and is registered as a Virtual Asset Service Provider (VASP) in Belgium.
• EUR Deposit Methods: SEPA, bank transfers, credit cards, debit cards, and Apple Pay.

2. Uphold

Uphold, founded in 2014, is a beginner-friendly exchange known for its simple trading experience, transparent operations, and wide range of supported assets. With over 10 million users worldwide, it allows traders to buy, sell, and swap cryptocurrencies, fiat currencies and precious metals.

Security is a top priority—Uphold follows SOC 2 Type 2, ISO 27001, and PCI DSS compliance standards, ensuring a highly secure trading environment. It is one of the few exchanges that offers real-time proof of reserves, updating its asset and liability data every 30 seconds to ensure transparency.

Belgian users can fund their accounts using SEPA bank transfers, credit and debit cards, and PayPal. The platform also offers staking rewards of up to 14.4% APY, allowing investors to earn passive income on over 19 cryptocurrencies with both fixed and flexible staking terms available. 

• Fees: No commission on trades, but spreads typically range between 0.8% and 1.2%
• Supported Assets: More than 300 cryptocurrencies, 27 fiat currencies and 4 precious metals.
• Regulation & Licensing: Licensed by the Financial Conduct Authority (FCA) and available in Belgium.‍
• EUR Deposit Methods: SEPA, bank transfer, credit cards, debit cards, PayPal, Google Pay, and Apple Pay.

3. Binance

Binance is the largest cryptocurrency exchange by trading volume, serving over 261 million users worldwide. Launched in 2017, the platform offers a wide range of trading products, including spot, margin, futures, P2P trading, staking, copy trading, trading bots and an NFT marketplace.

Belgian traders can take advantage of copy trading, a feature that allows users to replicate the trades of 10,000+ experienced investors automatically. The platform also provides Binance Earn, which offers staking, lending, borrowing, and high-yield savings accounts for passive income.

Security is a priority, and 2FA, cold storage, and Proof of Reserves audits ensure transparency. The platform supports multi-device access, including iOS, Android, Windows, and MacOS. Both the application and web version can be used in 44 languages, including Dutch, German and French.

• Fees: Spot trading fees start at 0.1%, with discounts for BNB token holders and VIP users.
• Supported Assets: Over 350 cryptocurrencies.
• Regulation & Licensing: Regulated across Europe and acquired the MiCA license.
• EUR Deposit Methods: SEPA, wire transfers, credit/debit cards, Apple Pay, Google Pay, P2P trading, and third-party providers.

4. OKX

OKX is a leading global exchange that offers a mix of centralized (CEX) and decentralized (DEX) trading services. It serves 35 million registered users in over 180 countries, including Belgium. The platform is well known for its low trading fees, deep liquidity, and advanced trading tools.

Users can explore OKX’s Web3 ecosystem, which includes a non-custodial wallet, NFT marketplace, and DeFi access. The OKX Wallet allows users to securely manage their crypto holdings while interacting with decentralized applications (DApps) and blockchain gaming platforms.

The exchange takes security seriously, with multi-layer encryption, 2FA, and cold storage protection for user funds through OKX risk shield. Traders can access a wide variety of 350 crypto assets for spot trading, plus over 400 perpetual contracts to trade with up to 100x leverage.

• Fees: 0.1% fee for spot trading.
• Supported Assets: Over 350 digital assets.
• Regulation & Licensing: Operating under OKCoin Europe LTD and holds a MiCA license.
• EUR Deposit Methods: SEPA transfers, debit cards, credit cards, and Apple Pay.

5. Gate.io

Gate.io, launched in 2013, offers the largest selection of tokens, with over 3,700 digital currencies for spot trading. The platform is known for its deep liquidity, wide range of trading options, and early access to new crypto projects. It serves 21 million users across Belgium and 180 other countries.

Traders can benefit from spot, margin, futures, options and ETF trading, as well as copy trading, allowing users to replicate successful traders’ strategies. Gate Startup, the exchange’s launchpad feature, provides exclusive access to early-stage crypto projects with high ROI potential.

Additionally, Gate.io supports Web3 wallets, cross-chain swaps, multi-chain NFT trading, and staking via LSD protocols. The Gate Pay feature enables seamless crypto transactions for both merchants and individuals, while the Gate Card allows users to make everyday purchases with digital assets.

• Fees: 0.1% for maker orders and 0.2% for taker orders.
• Supported Assets: Over 3,700 digital assets.
• Regulation & Licensing: Not regulated in Europe but available in Belgium.‍
• EUR Deposit Methods: SEPA transfers, Apple Pay, Google Pay, Samsung Pay, debit cards and credit cards.

Is Crypto Regulated in Belgium?

Belgium follows a structured regulatory approach to cryptocurrency, aligning with the European Union’s Markets in Crypto-Assets (MiCA) framework. In 2025, the Belgian government formally integrated MiCA regulations into its financial system, setting clear guidelines for crypto-asset issuers and trading platforms.

While crypto assets are not recognized as legal tender or classified as foreign currency under Belgian law, the Financial Services and Markets Authority (FSMA) and the National Bank of Belgium (NBB) oversee compliance, licensing, and financial oversight of the sector. 

Crypto exchanges and wallet providers operating in Belgium must adhere to strict anti-money laundering (AML) and know-your-customer (KYC) policies, but they do not have the same regulatory protections as traditional financial institutions. Additionally, crypto transactions fall outside the scope of EU refund rights.

How is Crypto Taxed in Belgium?

Belgium's crypto taxation varies depending on the nature of the individual's or entity's activities. The Federal Public Service Finance oversees the implementation of tax laws. The tax treatment is primarily influenced by whether the activities are considered speculative, professional, or part of normal asset management.

Here is a quick breakdown of cryptocurrency tax in Belgium:

• Personal Income Tax: Individuals engaging in cryptocurrency transactions as part of the normal management of private assets typically do not incur taxes on capital gains. However, for individuals whose crypto activities are deemed speculative, capital gains are taxed as miscellaneous income at a flat rate of 33%, plus communal surcharges.
• Professional Income Tax: Those who engage in cryptocurrency activities professionally, such as full-time traders or miners, are subject to progressive income tax rates ranging from 25% to 50%.
• Corporate Income Tax: Companies involved in cryptocurrency transactions, whether through trading, mining, or other related activities, are subject to the corporate income tax rate of 25% on their profits.
• Additional Local Taxes: Municipalities in Belgium may impose communal taxes on top of federal income taxes, ranging between 0% and 9%. Taxpayers should consult their local municipal regulations to determine the exact rate applicable to their situation.
• Proposed Capital Gains Tax: In January 2025, discussions emerged regarding the introduction of a 5% capital gains tax on crypto profits. While this proposal aims to provide greater clarity to the taxation of digital assets, it has not yet been enacted into law.

In summary, Belgium's approach to cryptocurrency taxation is multifaceted, with tax liabilities contingent upon the nature and intent of the taxpayer's activities. Staying informed about regulatory updates and seeking professional advice is essential for compliance and effective tax planning.

Cryptocurrency Adoption in Belgium

Belgium’s crypto market is experiencing steady growth, supported by a well-defined regulatory framework. The country’s digital asset sector is projected to generate $248.9 million in revenue by the end of 2025. 

There are an estimated 3.66 million users actively engaging in crypto transactions, which equates to 31.17% of the population, reflecting Belgium’s growing acceptance of digital assets.

Crypto exchanges, neobanks, and online trading platforms are the primary facilitators of cryptocurrency transactions, offering services that allow users to buy, sell, and trade digital assets.

How to Buy Bitcoin in Belgium

Belgian investors looking to buy Bitcoin can use regulated cryptocurrency exchanges that support euro (EUR) deposits and comply with the EU’s Markets in Crypto-Assets (MiCA) Regulation. Follow these steps to securely purchase Bitcoin in Belgium:

1. Select a Trusted Exchange – Choose a reputable platform that operates in Belgium. Exchanges like Kraken, Coinbase, and Bitstamp provide a compliant trading experience.
2. Complete Identity Verification – Register an account and complete the Know Your Customer (KYC) verification by submitting a government-issued ID and proof of residence.
3. Deposit Euros (EUR) – Fund your exchange account using a bank transfer, credit or debit card, or SEPA payment.
4. Buy Bitcoin (BTC) – Navigate to the BTC/EUR trading pair, enter the amount of Bitcoin you want to purchase, review the transaction details and confirm the transaction.

By using a regulated exchange with strong security protections, Belgian investors can confidently buy and hold Bitcoin while ensuring compliance with local financial regulations.

Final Thoughts

Belgium’s crypto market is growing and thriving under the EU’s MiCA regulations, providing a secure and transparent environment for investors. 

The FSMA ensures exchanges follow strict compliance standards, giving users confidence in platforms like Kraken, Uphold, Binance, OKX, and Gate.io, which all support Euro deposits and a wide range of assets.