How to Buy Bitcoin or Crypto with Klarna

The only way to buy or trade cryptocurrencies with a Klarna account is through a CFD trading platform. This is because normal cryptocurrency exchanges like Coinbase or Kraken do not accept deposits directly from Klarna or SOFORT accounts. For investors looking to get started quickly, we recommend the Capital.com platform because they are licensed and regulated in Europe by ESMA, the FCA and other financial authorities.

Their platform allows users to instantly deposit Euros (EUR) and 30 other currencies to trade thousands of assets including Crypto, Stocks, ETFs, Forex and more. You can get started in minutes with this guide:

  1. Sign up to the Capital.com platform and verify your identity.
  2. Select 'Deposit Funds' and select SOFORT to connect your Klarna account.
  3. Select the fiat currency you want to deposit (e.g EUR) and the amount.
  4. Find the asset you want to buy on Capital.com and execute your trade.
Klarna Capital.com
Buy and sell Crypto Assets with Klarna deposits.

What are the fees to buy Crypto with Klarna?

The fees to buy Crypto with Klarna depend on the platform you are using and the type of asset you are trading. Capital.com charges zero commissions per trade and allows customers to deposit funds at no cost. The only charge is the 'spread' between the price you buy and sell the asset at. This spread is usually only a fraction of percent but can be up to 1% for some cryptocurrencies.

Does Klarna allow Crypto Purchases?

Yes, Klarna does allow customers to make crypto purchases. Klarna is a global payment provider that allows shoppers to buy goods and services online, using their preferred payment method. They offer a wide range of payment options, including traditional credit and debit cards, as well as digital wallets such as Apple Pay and PayPal.

As at time of writing, Klarna does not ban or freeze users for buying cryptocurrencies with their account. This means that customers are safe to invest in digital assets through licensed & regulated brokers.

Final Thoughts

Klarna is a convenient and secure way to buy digital assets, especially with their SOFORT deposit option. Crypto investors can make purchases on Capital.com, one of the only brokers in the world that accept Klarna deposits. The fees are low, but always check with the provider before you invest to be sure.