Bybit TradFi Explained: Key Features & Fees

Bybit TradFi Explained: Key Features & Fees

Summary: Bybit TradFi is a professional integration of MT5, allowing access to over 100 traditional assets like forex, gold, silver, oil, and stock CFDs using your USDT holdings.

In order to get started, you need a verified Bybit account, TradFi activation, USDT in your Funding Account, and a transfer into TradFi before placing trades.

What is Bybit TradFi?

TradFi is Bybit's MT5-powered traditional markets product that lets users trade CFDs (Contract for Difference) directly through the Bybit website, app, or MetaTrader 5. Instead of using fiat as collateral, traders fund positions with USDT, which is converted into USDx at a 1:1 ratio.

The platform supports 100+ trading pairs across several asset classes, including forex, metals, oil, commodities, indices, and US stock CFDs. Bybit’s own product pages repeatedly highlight access to gold, forex, indices, commodities, and stocks, all from one account rather than separate brokerage platforms.

Bybit TradFi promotes up to 500x leverage on supported markets, although leverage is not universally fixed across all products and instead depends on the symbol traded. Margin is handled through a tiered margin system, and liquidation is triggered when margin level falls below 50%.

Beyond manual trading, Bybit TradFi supports hedging, copy trading, Expert Advisors, algorithmic strategies, and MT5 marketplace tools. Traders can also use technical indicators through the app experience, while MT5 users gain access to more customizable indicators, downloadable tools, and automated systems.

What is Bybit TradFi

Bybit TradFi Key Features

Bybit TradFi includes 100+ CFD pairs, up to 500x leverage, MT5 integration, 38 indicators, copy trading, hedging, USDT collateral, tiered margin, and two fee modes.

1. Multi-Asset Market Access

Bybit TradFi gives users access to more than 100 trading pairs, covering forex, metals, oil, commodities, indices, and US stock CFDs. This means traders can move between gold, major FX pairs, stock CFDs, and benchmark indices without opening separate trading accounts elsewhere.

The structure is built for broad market coverage inside one product. Bybit specifically markets TradFi as a way to trade gold, stocks, FX, crude oil, indices, and more, making it more comparable to a multi-asset CFD broker than a standard crypto-only exchange interface.

Bybit TradFi Markets

2. USDT Collateral and USDx Settlement

A major feature of Bybit TradFi is its USDT-based funding workflow. Users transfer USDT from their Funding Account or UTA, and the balance is automatically represented as USDx inside the TradFi environment at parity.

That structure reduces friction for crypto-native traders who want traditional market exposure without opening a separate brokerage account. It also removes the need for conventional currency conversions, since all TradFi trades are settled against the platform’s internal balance unit.

3. MT5, Web, and Mobile Access

Bybit TradFi is built around MetaTrader 5, a platform launched by MetaQuotes in 2010 and widely used across forex and CFD markets. Bybit’s materials emphasize MT5’s clean interface, algorithm support, and familiarity for traders already active in the FX brokerage space.

Tool depth is another advantage. Bybit has 38 technical indicators in the app environment, while MT5 users can go further with Expert Advisors, imported indicators, MQL5 marketplace tools, and downloadable strategies. That makes the platform useful for both discretionary and automated trading styles.

4. Leverage, Hedging, and Risk Controls

Leverage is a major selling point of the platform, with Bybit explicitly advertising up to 500x leverage. The platform also supports hedging and manages margin using a tiered structure for available contracts.

Risk controls are built into the product design to help traders manage exposure more precisely. Margin level monitoring, stop orders, trailing stops, and liquidation rules based on account health make the service more structured for leveraged CFD trading.

Bybit TradFi Leverage

5. Copy Trading and Automation Tools

Bybit TradFi includes a dedicated copy trading system for forex, commodities, and indices, allowing followers to mirror expert strategies directly through MT5. The product is positioned as beginner-friendly because users can access professional strategies without manually analyzing every chart.

The economics are also more specific than many generic copy platforms. TradFi Copy Trading uses a High-Water Mark model, with profit sharing ranging from 0% to 15%, and settlement distributed every Sunday at 12 AM based on the MT5 time frame.

Bybit TradFi Copy Trading

6. Flexible Account Modes

Bybit TradFi offers two account modes. Zero-Fee Mode is the default and uses an STP model, where trading costs are bundled into the spread and no separate commission is charged. This is designed for simpler, all-in pricing.

The alternative is Tight-Spread Mode, which uses an ECN model and is available by application once asset requirements are met. It offers deeper liquidity and narrower spreads, but applies a fixed commission per lot, making it more suitable for cost-sensitive active traders.

Bybit TradFi Fees

Bybit TradFi fees vary by contract type and account mode, with fixed commissions in Tight-Spread Mode, spread-included pricing in Zero-Fee Mode, and separate swap or dividend adjustments on eligible positions.

Key Bybit TradFi fee data at a glance:

  • Zero-Fee Mode: Uses an STP model where no separate commission is charged because all trading costs are already embedded in the spread.
  • Forex and Metal Commissions: Tight-Spread mode charges a fixed $6 per lot commission, while Zero-Fee mode incorporates these costs into the spread.
  • Commodity and Oil Fees: Trading these energy assets incurs a $3 per lot commission, alongside standard spreads that vary by market volatility.
  • Stock CFD Pricing: U.S. equities carry a low $0.02 per lot commission with a $0.20 minimum order fee per trade executed.
  • Index Trading Costs: Specific rates apply, such as $0.1 per lot for Nikkei 225 and $1.5 per lot for HK50 contracts.
  • Overnight Swap Fees: Charges occur daily at 11:59 PM UTC+3, using specific formulas for points, money, or percentages based on the asset.
  • Dividend Adjustments: Long positions receive credits while short positions face deductions during dividend events for indices and U.S. stock CFDs.
  • Three-Day Swap: A triple swap rate is applied every Wednesday to account for weekend interest while global markets remain closed.
Bybit TradFi Fees (Commission)

How to Trade on Bybit TradFi

Bybit TradFi works on both web and mobile, letting users activate an account, transfer USDT, select from 100+ CFD pairs, and place leveraged trades.

Step 1: Activate Your TradFi Account

Create access before funding or trading.

  1. Log in to your Bybit account first.
  2. Open Tools and select TradFi on web.
  3. Apply for TradFi if the account is inactive.
  4. Complete required identity and eligibility checks.
Activate your TradFi account

Step 2: Deposit Trading Funds

Deposit funds into the TradFi environment.

  1. Move USDT into your Funding Account first.
  2. Open the TradFi asset page afterward.
  3. Click Transfer In to begin funding.
  4. Enter amount and confirm the transfer.
  5. USDT converts into USDx at 1:1.
Deposit trading funds

Step 3: Choose a Market

Pick the asset class and symbol.

  1. Browse Forex, Metals, Stocks, Indices, or Commodities.
  2. Select the instrument you want to trade.
  3. Review spread, chart, and contract details.
  4. Check trading hours before opening positions.
Choose a TradFi Market

Step 4: Configure The Order

Set up trade direction and execution type.

  1. Choose Buy for long exposure.
  2. Choose Sell for short exposure.
  3. Select Market, Limit, Stop, Stop-Limit, or Trailing Stop.
  4. Enter value or quantity in lots.
  5. Adjust leverage where the symbol allows.
Configure The Order

Step 5: Add Risk Management

Protect the position before submission.

  1. Set a Stop Loss level.
  2. Set a Take Profit target.
  3. Review used margin and exposure carefully.
  4. Confirm order details and place trade.

Step 6: Monitor Open Positions

Track health and cost after entry.

  1. Watch equity and unrealized PnL.
  2. Monitor margin level to avoid liquidation.
  3. Remember liquidation occurs below 50% margin level.
  4. Check overnight exposure for possible swap fees.
Monitor Open Positions

Bybit TradFi Regulations

Bybit states that TradFi is powered by Infra Capital (Mauritius FSC licensed), which is the clearest regulatory reference included in your source materials. That matters because the product is designed for traditional-market CFD trading, not only crypto-native exchange activity.

Access is generally restricted in certain jurisdictions including the United States, mainland China, and other prohibited regions. Users must complete identity verification to confirm their eligibility and maintain compliance with local laws before accessing these advanced financial instruments.

Bybit TradFi Pros and Cons

Evaluate the benefits and drawbacks of this integrated platform to decide if these traditional financial tools align with your current investment goals.

Bybit TradFi Pros
Bybit TradFi Cons
Global Access
Trade 100+ CFD pairs across forex, metals, oil, indices, commodities, and US stock CFDs from one platform.
Liquidation Risk
Liquidation below 50% margin level makes poor risk management for dangerous on high-leverage positions.
Capital Efficiency
500x leverage gives traders substantial capital efficiency and larger market exposure from smaller collateral.
Complex Costs
Pricing varies across spreads, commissions, swaps, and per-share stock CFD fees, so costs are not equally simple.
Advanced Functionality
MT5 support, Expert Advisors, hedging, and copy trading add unusually strong functionality for active traders.
Regional Limits
TradFi access depends on region, verification, and account eligibility, so the service is unavailable everywhere.

Bybit TradFi vs Main Bybit Trading

Bybit TradFi focuses on traditional market CFDs like forex and metals, whereas the main platform handles crypto-native spot and derivatives. While TradFi users trade price contracts, mainnet users access digital assets like Bitcoin or Ethereum through direct ownership and perpetuals.

The platforms employ distinct fee models to suit their markets. Mainnet uses a maker-taker system based on VIP levels, while TradFi relies on spread-based pricing. This includes zero-fee modes with built-in costs or tight-spread options using fixed lot-based commissions.

Leverage and liquidation mechanics vary greatly between environments. Mainnet offers flexible 125x leverage based on mark price, but TradFi provides fixed 500x leverage on specific symbols. TradFi triggers liquidation when margin levels hit 50%, utilizing bid/ask prices for settlement.

Bybit TradFi vs Main Bybit Trading

Final Thoughts

Bybit TradFi expands Bybit beyond crypto by giving users access to traditional CFD markets from the same broader ecosystem using USDT-backed funding and execution.

Its strongest appeal lies in convenience, since traders can reach forex, metals, stock CFDs, indices, and commodities through web, app, or MT5 workflows.

For users comfortable with leveraged products, Bybit TradFi can be a practical multi-market solution, but understanding fees, swap charges, and regional eligibility remains essential.

Frequently asked questions

Is Bybit TradFi the same as owning real stocks or commodities?

Does Bybit TradFi support copy trading?

What currency do I need to start trading on Bybit TradFi?

Can I use Bybit TradFi on both desktop and mobile?

Written by 

Datawallet Team

Research

Datawallet is an independent crypto research platform covering digital assets, blockchain data and on-chain analytics since 2019. Our research is cited by Binance, CoinMarketCap, Messari and leading academic publications.