Summary: Revolut does not offer the option to directly invest in US Treasury Bonds, but users can invest in treasury-related products like ETFs through alternative platforms. This process typically involves transferring money from your Revolut account to a trusted and regulated platform that offers global treasuries and bonds.
Based on our analysis, we found that eToro was the top platform for treasuries thanks to their broad selection, low fees and instant deposit options from Revolut. Outside of treasuries, their platform also offers 3,000 stocks, ETFs, commodities, indices and more, making it a leading multi-asset broker throughout Europe, the UK, Australia and other countries.
Can you Buy Treasury Bonds on Revolut?
No, Revolut does not directly offer the option to invest in US Treasury Bonds or other government treasuries on their platform. Although Revolut serves as a digital banking platform, providing various investment opportunities, the specific purchase of treasury bonds is not a feature available to users. If you're looking to diversify your portfolio with treasury bonds, you'll need to explore other financial institutions or platforms that enable these types of investments.
How to Buy Treasuries with Revolut
Since Revolut does not directly provide options for purchasing US Treasury bonds, Revolut users interested in buying treasuries like the iShares U.S. Treasury Bond ETF (GOVT), iShares 20+ Year Treasury Bond ETF (TLT), and iShares 1-3 Year Treasury Bond ETF (SHY), can utilize eToro. This platform is known for its reliability and allows for easy access to these specific US Treasury products.
Here's a clear step-by-step guide for Revolut users:
- Sign up for an eToro account and complete the necessary verification process.
- Click the 'Deposit Funds' button on eToro, located at the lower left of your screen.
- Select 'GBP' or your local currency, and choose your preferred payment method to transfer funds from Revolut.
- Utilize eToro's search bar to find and invest in the US Treasury products you desire.
What are the Fees?
The fees associated with purchasing treasury bonds can differ depending on the chosen platform. Generally, the costs may include transaction fees, spread fees, and sometimes even management fees if investing in Treasury ETFs. These can vary greatly based on the platform and specific treasury products.
For Revolut users seeking to invest in treasuries through eToro, we recommend this platform for its reasonable fee structure. They typically offer free deposits (excluding any possible conversion fees), a low commission on trades, often around 1%, and competitive spreads for trading Treasury ETF products.
Treasury Bonds vs Treasury ETFs
Treasury Bonds and Treasury ETFs are both linked to government debt but differ in structure. Treasury Bonds are direct, fixed-interest government obligations with a specific maturity date, known for low risk. Treasury ETFs, on the other hand, are funds holding various Treasury Bonds or notes, offering exposure to different maturities and interest rates.
While Treasury Bonds provide stability and direct ownership, Treasury ETFs allow more flexibility and diversification. Treasury ETFs may involve added fees and be more market-sensitive, whereas Treasury Bonds are typically more steady, long-term investments.
In conclusion, while Revolut does not directly allow users to invest in US Treasury Bonds, it is possible for users to invest in treasury-related products like ETFs through platforms such as eToro. Choosing between Treasury Bonds and Treasury ETFs largely depends on an investor's risk tolerance and investment goals, given their distinct structures and attributes.
Remember to consider all associated fees when making these investments. Whether you're a Revolut user or not, exploring other platforms can expand your investment possibilities and open new doors towards portfolio diversification.