Is it legal to buy Crypto in Croatia?

Yes, it is legal to buy, sell and trade cryptocurrencies in Croatia. The Croatian government introduced a law in 2017 that defined cryptos as financial assets and made them taxable.

The law also stated that the trading of digital assets must be carried out in accordance with the Croatian capital market laws. Meaning, you need to use a secure exchange that adheres to strict Anti Money Laundering regulations.


Top 5 Crypto Trading Platforms in Croatia

Below is a detailed overview of the five Best Crypto Exchanges in Croatia. These platforms have been ranked based on a variety of factors including pricing, security, features, support, and more.


‍1. Uphold - Best Crypto Exchange in Croatia

Uphold is the best crypto exchange for Croatian investors looking for an easy-to-use platform with complete transparency over customer funds. It offers both crypto trading and staking with low fees and free EUR deposits. It is the ideal platform for users concerned about the security of their funds.

  • Fees: Deposits and withdrawals are free, except card deposits which have a 2.49% fee. Trading fees vary between 0.8% - 1.2% depending on the asset.
  • Supported Assets: 250+ cryptocurrencies.
  • Regulation & Licensing: Registered with the FCA (Financial Conduct Authority).
  • Customer Support Options: 24/7 Live Chat, Email, Online Ticketing System and Social Media.‍
  • EUR Deposit Methods: Bank Transfer, Credit/Debit Card, SEPA, Google Pay & Apple Pay.
Uphold - Best Crypto Exchange in Croatia.


‍2. OKX - Best Futures Crypto Exchange

OKX is a leading crypto exchange in Croatia that offers both spot and futures trading. The interface is user-friendly and ideal for both beginners and advanced traders. OKX offers a variety of features including lending, borrowing, and staking services, plus an NFT marketplace.

  • Fees: Deposits and withdrawals are free. Spot trading fee is 0.1%, and the futures maker/taker rebate is 0.02%/0.05%.
  • Supported Assets: 340+ cryptocurrencies.
  • Regulation & Licensing: Registered in Hong Kong and Malta.
  • Customer Support Options: 24/7 Live Chat, Email, Online Ticketing System and Social Media.‍
  • EUR Deposit Methods: Bank Transfer, Credit/Debit Card, Apple Pay, Wise, Skrill, Revolut, PayPal & Maestro.
OKX - Best Futures Crypto Exchange.


3. Bybit - Best Non-KYC Crypto Exchange

Bybit is a non-KYC crypto exchange that offers spot, margin, options, and futures trading to Croatian investors. It is renowned for its low fees and advanced security measures. Bybit is ideal for those who want to remain anonymous during the registration process. It also offers staking, lending and borrowing services.

  • Fees: Deposits and withdrawals are free. Spot trading fee is 0.1%, and the futures maker/taker rebate is 0.01%/0.06%.
  • Supported Assets: 400+ cryptocurrencies.
  • Regulation & Licensing: Not regulated hence KYC is not required.
  • Customer Support Options: 24/7 Live Chat, Email, Online Ticketing System, and Social Media.‍
  • EUR Deposit Methods: Credit/Debit Card, Maestro, Google Pay, Wise & Zen.
Best Non-KYC Crypto Exchange.


4. Bitpanda- Best European Crypto Exchange

Bitpanda is one of the most popular crypto exchanges for European investors. It offers multiple asset classes including crypto, stocks, ETFs, commodities, and indices. Bitpanda is ideal for those who are looking to invest in multiple asset types and wish to diversify their portfolios.

  • Fees: Deposits and withdrawals are free. Spot trading fees are 0.2% - 1% depending on the asset.
  • Supported Assets: 200+ cryptocurrencies.
  • Regulation & Licensing: Regulated by the Financial Market Authority (FMA) of Austria.
  • Customer Support Options: 24/7 Live Chat, Email, and Social Media.
  • EUR Deposit Methods: Bank transfer, Debit/Credit Card, NETELLER, Bank Wire, and PayPal.


5. Bitcoin Store - Best Croatian Crypto Exchange

Bitcoin Store is the top choice for Croatian investors as it is based in Croatia and accepted HRK deposits. However, Croatia now uses Euros (EUR), and the options for Croatian investors to buy crypto have significantly opened up. Bitcoin Store supports spot trading on 130 tokens.

  • Fees: Deposits and withdrawals are free and trading fees vary between 1% - 4%.
  • Supported Assets: 130+ cryptocurrencies.
  • Regulation & Licensing: Not regulated in any country including Croatia.
  • Customer Support Options: 24/7 Live Chat, Email, Online Ticketing System and Social Media.‍
  • EUR Deposit Methods: Bank Transfer, Credit Card and Debit Card.
Bitcoin Store - Best Croatian Crypto Exchange.


The Bottom Line

Uphold, OKX and Bybit are some of the best crypto exchanges for Croatian investors. All offer competitive fees, a wide range of supported assets, reliable customer support, and secure trading platforms.

It's important to do your own research before selecting an exchange as each platform has different features that may appeal to you more than others.