Top Crypto Trading Platforms in Germany

Our expert team of crypto researchers and analysts have compared over 40 digital asset trading platforms to help investors in Germany find the safest and easiest way to invest in the asset class. Our internal review and ranking methodology considers a wide range of factors, which includes regulatory compliance, security, features, fees and overall user experience.

1. OKX

OKX is one of the world's largest cryptocurrency exchanges with over 10 million users in Germany and throughout Europe. The platform is licensed and available to German investors and offers over 300 cryptocurrencies to buy, sell, trade and stake with low fees and tight spreads. The OKX exchange is a feature-rich platform that offers futures trading, options trading, an NFT marketplace and much more.

The OKX exchange is also a major sponsor of large sporting teams throughout Europe which include Manchester City and the Mclaren Formula 1 team. This highlights how trusted and well-known OKX is within the industry.

  • Fees: 0% maker fees & 0.2% taker fees. Instant spot trading is a flat 0.1% fee.
  • Supported Cryptos: 300+ cryptos and leverage trading for advanced investors.
  • Regulation & Licensing: Licensed by VARA (Dubai), SFC (Hong Kong) and ESMA (Europe).
  • Customer Support Options: 24/7 support via live chat, email, Discord, Twitter and more.
  • EUR Deposit Methods: Bank Transfer, Debit Card, Credit Card, Sofort, iDEAL, Klarna & more
OKX Germany

2. Bitcoin.de

Bitcoin.de is a cryptocurrency exchange based in Germany. It is one of the oldest and most popular platforms for buying and selling bitcoin in the country. Bitcoin.de is the first and only exchange globally that allows users to process crypto transactions directly through their own bank account (via Fidor Bank AG). It offers support for multiple languages, including German and English.

Despite being German-based there are quite a few disadvantages to Bitcoin.de compared to platforms like OKX. The main downsides include their outdated user experience and the fact that they only offer 8 crypto assets.

  • Fees: 0.5% fee on all trades, there are zero deposit or withdrawal fees.
  • Supported Cryptocurrencies: 8 cryptocurrencies.
  • Regulation & Licensing: Regulated by MiFID.
  • Customer Support Options: No live chat or email support available, only an online form.
  • EUR Deposit Methods: Bank Transfer & SEPA.
Bitcoin.de Exchange.

3. Bybit

Bybit is a cryptocurrency derivatives exchange platform that allows users to trade futures contracts with up to 100x leverage and access a range of trading tools and features. It is one of the most feature rich platforms globally and offers over 10 different types of trading types including spot, futures, options and margin trading. Bybit is one of the few exchanges that doesn’t require KYC (identity verification) to buy or sell crypto. 

  • Fees: Zero fees for deposits and withdrawals. 0% fees on spot markets (limited time only, normal rate is 0.1%) and the maker/taker rebate is 0.01%/0.06%.
  • Supported Cryptocurrencies: 400+ cryptocurrencies.
  • Regulation & Licensing: Not regulated by any government body (hence no KYC requirements).
  • Customer Support Options: 24/7 support via live chat, email, ticketing system, phone and online communities.
  • EUR Deposit Methods: Wise, Credit Card, Debit Card, SEPA, Paysera, Bank Transfer, Revolut, iDEAL, Maestro & Google Pay.
Bybit Exchange.

4. Binance

Binance is the largest cryptocurrency exchange globally with 120 million users in 130 countries. The platform offers a variety of trading options, including spot trading, margin trading, and futures trading, as well as a range of tools and services for managing and optimizing one's trading activities. It is also a feature-rich platform, second only to Bybit.

  • Fees: 0.1% on spot markets and maker/taker rebate is 0.02%/0.04%. Deposit & withdrawal fees vary between 0.5% - 1.8%.
  • Supported Cryptocurrencies: 350+ cryptocurrencies.
  • Regulation & Licensing: Regulated by CySEC.
  • Customer Support Options: 24/7 support via live chat, email & online ticketing system.
  • EUR Deposit Methods: Advcash, Etana, Bank Transfer, SEPA & Credit/Debit Card.
Binance.

5. Crypto.com

Crypto.com is a cryptocurrency exchange that was founded in 2016 by serial entrepreneur, Ken Moore and his team of experienced tech and finance professionals. This platform is one of the most popular exchanges among retail investors, with more than 70 million users worldwide in over 180 different countries. It has many major partnerships with large brands such as the UFC, Formula 1 and the AFL.

  • Fees: Deposit & withdrawal fees are free except for card deposits which are 3%. Spot trading is 1% and the derivatives maker/taker rebate is 0.017%/0.034%.
  • Supported Cryptocurrencies: 250+ cryptocurrencies.
  • Regulation & Licensing: Regulated by the CySEC.
  • Customer Support Options: 24/7 support via live chat, email & online ticketing system.
  • EUR Deposit Methods: SEPA & Credit/Debit Card.
Crypto.com Exchange.

Is Buying Crypto Legal in Germany?

In Germany, investing in cryptocurrencies is legal. However, there are certain regulations and laws that must be followed, such as taxes on capital gains and AML/KYC laws for exchanges. Additionally, the German government has issued warnings about the risks associated with investing in cryptocurrencies.

How is Crypto Taxed in Germany?

In Germany, cryptocurrency is considered a form of property and as such, profits from its transactions are subject to capital gains tax. The tax rate can vary based on how long the assets were held before they were sold. If the assets were held for less than one year, they are taxed at the individual's marginal income tax rate, which can range from 14% to 42%. If the assets were held for more than one year, they are taxed at a lower rate of 25%.

Additionally, value added tax (VAT) may also be applicable on certain transactions such as buying or selling of crypto for fiat currency. However, it's always a good idea to consult with a tax professional for the most up-to-date and accurate information as tax laws are subject to change.

Final Thoughts

Germany is one of the most crypto-friendly countries in Europe, with a well-established legal and regulatory framework for digital assets. Investors are able to buy, sell, and trade cryptocurrencies without fear of legal or financial repercussions. The country has also seen a surge in cryptocurrency adoption and investment in recent years which shows no signs of slowing down soon.

For investors looking to get started quickly, we recommend the OKX platform.  This award-winning exchange offers an intuitive user interface and a wide range of features that make it easy for both beginners and experienced traders to get the most out of their investments.  Moreover, due to its regulatory compliance, OKX is the safest platforms to trade crypto in Germany.