Buy Crypto with Cartes Bancaires
Join the crypto revolution with Cartes Bancaires. Buy and stake digital assets like Bitcoin and Ethereum securely and affordably.
Summary: Cartes Bancaires doesn't support Bitcoin or other cryptocurrencies directly. However, as over 95% of these cards are co-branded with Visa or Mastercard, customers can use them to trade cryptocurrencies on AMF-approved exchanges. Euros can be used to purchase digital assets on such platforms.
After evaluating 20+ certified exchanges, eToro stands out for Cartes Bancaires cardholders. Adhering to AMF rules, it provides quick, cost-effective Euro transactions via Visa or Mastercard co-branded Cartes Bancaires. eToro also boasts a vast selection of over 3,000 digital currencies, stocks, ETFs, and other investments.
Can I Buy Crypto with Cartes Bancaires?
Yes, Cartes Bancaires (CB) customers, owing to the network's co-branding with Visa and Mastercard, can engage with Bitcoin and the wider digital asset market. To purchase Bitcoin, Ethereum, or other cryptocurrencies, customers must establish an account on a cryptocurrency exchange in France that accepts Euro (EUR) deposits. It's essential to select a platform that falls under the supervision of the Autorité des marchés financiers (AMF) in France or a comparable European regulatory authority.
How to Buy Bitcoin and Crypto with Cartes Bancaires
The most secure method for purchasing digital currencies using your Cartes Bancaires account is through a regulated exchange like eToro, which has the approval of the AMF. Established in 2007, eToro is lauded for its reliability and enables quick EUR deposits from Cartes Bancaires through several methods, including bank transfers and payments via Visa or Mastercard co-branded Cartes Bancaires credit or debit cards.
Here's an easy-to-follow four-step guide:
- Create an eToro account and complete the verification process.
- Select 'Deposit Funds', which is situated at the bottom left of your dashboard.
- Choose 'EUR' as your currency and specify your payment method as your co-branded Cartes Bancaires card, then initiate the transfer.
- Use the search bar to find and purchase your desired cryptocurrency.

What are the Fees?
The expenses involved in investing in digital assets using a Cartes Bancaires account can differ significantly based on the chosen cryptocurrency exchange and the deposit method. Primary costs might include deposit fees, withdrawal fees, spread percentages, and transaction fees.
Our analysis suggests that eToro is a cost-effective option for Cartes Bancaires customers, thanks to its affordable EUR deposits and low fee trading. The main cost when purchasing digital assets on this platform is a 1% spread, which is notably competitive compared to platforms like Coinbase, which charge over 2% per transaction.
Is Cartes Bancaires Crypto-Friendly?
Indeed, Cartes Bancaires, through its co-branding with Visa and Mastercard, is compatible with crypto transactions. This allows customers to engage with a range of cryptocurrencies, including Bitcoin, Ethereum, Solana, and various stablecoins. Activities can also involve crypto staking, permitting customers to yield returns on their digital assets.
Cartes Bancaires enables these transactions through exchanges that are accredited by regulatory bodies like the Autorité des marchés financiers (AMF) or the European Securities and Markets Authority (ESMA). This approach ensures that Cartes Bancaires customers only interact with platforms that strictly adhere to the rigorous French and European regulations established to prevent financial malfeasance, including money laundering and fraudulent transactions.
What is Cartes Bancaires?
Cartes Bancaires (CB) is the leading payment card network in France, offering a variety of transaction services. Over 95% of Cartes Bancaires are co-branded with either Visa or Mastercard, expanding their usability beyond national borders. This network enables customers to conduct financial transactions conveniently, facilitating retail purchases, online shopping, and ATM cash withdrawals. Furthermore, through its partnerships, Cartes Bancaires enables users to engage with the digital asset market, bridging traditional banking services and the evolving world of cryptocurrency.

Bottom Line
In conclusion, Cartes Bancaires, thanks to its co-branding with Visa and Mastercard, facilitates cryptocurrency transactions on regulated exchanges like eToro. Though Cartes Bancaires itself doesn't support crypto transactions, its compatibility with Visa and Mastercard allows customers to engage with over 3,000 digital assets on AMF-approved exchanges. With swift EUR transactions and competitive fees, eToro remains a preferred choice for Cartes Bancaires cardholders.