Buy Crypto with Nubank
Explore the ease of buying cryptocurrencies using Nubank. Get insights into fees, platforms, and Nubank's crypto-friendly approach.
Summary: Nubank does not offer integrated banking solutions that enable customers to directly buy and sell digital currencies through its online banking platform. Hence, investors are obliged to sign up with an exchange regulated by the Central Bank of Brazil that allows BRL transfers from their accounts for procuring cryptocurrencies.
From our extensive review of over 20 authorized exchanges, Binance stands out as our top recommendation. Binance is among the most secure trading platforms in Brazil, providing fast and cost-effective BRL deposits from Nubank accounts or Nubank credit cards to trade over 350 digital assets with industry-leading fees and liquidity.
Can I Buy Crypto with Nubank?
Yes, acquiring Bitcoin, Ethereum, stablecoins, and other forms of cryptocurrencies is achievable through Nubank. You can set up a transfer in Brazilian Real (BRL) from your Nubank account or Nubank Card to a sanctioned cryptocurrency exchange in Brazil. Acceptable payment methods comprise bank transfers, Nubank credit or debit cards, and PIX transactions. Investors are required to register with a regulated cryptocurrency platform overseen by the Central Bank of Brazil, or an equivalent financial institution, and abide by the applicable regulatory guidelines.
How to Buy Crypto with Nubank
One of the safest ways to venture into digital currencies like Bitcoin using Nubank is through a regulated digital asset marketplace. An exchange recognized globally for its integrity and security is Binance, offering an impressive array of over 350 digital assets. This exchange enables various BRL deposit methods from Nubank including Bank Transfer, Credit Card, Debit Card, and PIX.
Here's a simple step-by-step guide to help you:
- Visit Binance and create your account.
- Choose the 'Buy Crypto' option from your navigation menu.
- Pick 'BRL' as your currency and specify your preferred payment method (e.g., Pix) to transfer funds from Nubank.
- After successfully depositing, navigate to the trading section, use the search tool to locate and acquire your chosen cryptocurrency.

What are the Fees?
The costs related to purchasing Bitcoin and other cryptocurrencies using a Nubank account may vary depending on the selected crypto exchange. The key expenses to consider include deposit fees, withdrawal fees, spread rates, and trading fees.
We recommend Binance as the most economical option for Nubank users, as it offers free BRL deposits and competitive trading fees. The primary expense when investing in cryptocurrencies on Binance is a trading fee, typically less than 0.1% per transaction, making it more affordable compared to other platforms like Mercado Bitcoin, known for charging fees significantly higher, often surpassing 1% per transaction.
Is Nubank Crypto-Friendly?
Nubank has supported its clients' cryptocurrency investing interests by allowing transactions with authorized external trading platforms that adhere to the Central Bank of Brazil's regulations. This strategy enables Nubank's users to make BRL transfers from their accounts to platforms complying with national standards and rules aimed at preventing financial misconduct such as fraud and money laundering.
Consequently, when transacting with these compliant platforms, Nubank customers can confidently delve into cryptocurrency investments, assured that their investments are not only secure but also completely compliant with all requisite legal provisions.
Bottom Line
In conclusion, Nubank does facilitate the purchase of cryptocurrencies like Bitcoin and Ethereum by permitting BRL transfers to approved crypto exchanges in compliance with Brazilian financial regulations. Binance emerges as a favored platform due to its extensive digital asset offerings, integrity, security, and affordability.
However, the cost of investing can vary based on the chosen exchange's fees. The safety and regulatory compliance provided by Nubank and these exchanges allow customers to confidently explore the world of cryptocurrency investments, reassuring that their transactions are secure and within legal parameters.