Buy Crypto with Rabobank
A short and simple guide to buying Bitcoin and crypto assets with a regulated exchange in the Netherlands via Rabobank.
Summary: Rabobank does not provide direct cryptocurrency investing services via its digital banking platform. Clients interested in investing in digital assets can utilize a reliable, DNB-regulated third-party exchange, transferring Euros (EUR) from their Rabobank accounts to their preferred crypto platform prior to purchasing tokens.
After an examination of over 20 regulated exchanges, we have identified eToro as the best option for Rabobank clients in the Netherlands. As a secure and regulated platform, eToro facilitates swift, fee-free Euro deposits from Rabobank accounts, offering access to an array of over 3,000 tradable assets such as cryptos, stocks, ETFs, commodities, and more.
Can you Buy Crypto with Rabobank?
Rabobank, a leading Dutch bank, grants its customers the option to invest in popular cryptocurrencies, including Bitcoin, Ethereum, and USDT. Rabobank customers can seamlessly transfer Euros from their banking accounts to certified cryptocurrency exchanges in the Netherlands that operate under the strict regulations of Dutch national Bank or European Securities and Markets Authority. The bank provides diverse transaction methods, including bank transfers, debit cards, credit cards, Maestro cards, and also facilitates SEPA transfers.
How to Buy Bitcoin and Crypto Rabobank
As outlined above, the best way to buy Bitcoin and digital assets with a Rabobank account is through a trusted and regulated broker. With this method, Rabobank customers can quickly and safely transfer Euros (EUR) via SEPA Bank Transfer, iDEAL, Debit Card, Credit Card and other methods.
Here is a simple 4 step guide to getting started:
- Visit eToro to sign up and verify your identity.
- Select the 'Deposit Funds' button on the bottom left of your screen.
- Select 'EUR' and your payment method (e.g Bank Transfer) and complete your transfer from Rabobank.
- Complete the deposit and use the funds credited to your account to invest in crypto.

What are the Fees?
When purchasing cryptocurrency via a Rabobank transfer in the Netherlands, fees can vary depending on the selected exchange platform. Commonly, the costs of investing encompass transaction fees, deposit fees, and withdrawal fees, which may fluctuate based on the platform and the specific cryptocurrency being exchanged.
We recommend eToro, as they offer free deposits through Rabobank transfers, commission-free trading, and competitive spreads (1%) for trading crypto assets. This fee structure is more cost-effective compared to well-known alternatives such as Coinbase, which generally levies between 1.5% and 2% per trade.
Is Rabobank Crypto-Friendly?
Rabobank promotes customer engagement in digital assets by enabling transactions with approved trading platforms that comply with the Dutch National Bank (DNB) regulations in the Netherlands, or an equivalent financial authority in Europe (e.g. ESMA). This setup allows Rabobank clients to securely transfer Euros from their accounts to these regulated platforms, maintaining compliance with laws designed to deter financial wrongdoing.
Consequently, Rabobank clients can boldly explore the cryptocurrency domain, comforted by the assurance that their investments are safe and fully in line with all legal stipulations.
Bottom Line
In conclusion, Rabobank has positioned itself as a crypto-friendly bank, enabling customers to safely invest in digital assets through approved and regulated platforms. The bank facilitates transactions to these platforms using a range of payment methods, adhering to the stringent regulations imposed by the Dutch National Bank and ESMA.
This, coupled with a favourable fee structure offered by recommended platforms like eToro, ensures customers can engage in the cryptocurrency market confidently, knowing their investments are secure and legally compliant. Whether a beginner or a seasoned trader, investing in cryptocurrencies through Rabobank offers a seamless and efficient pathway to the ever-evolving digital asset marketplace.