How to Buy USDT with Revolut
Summary: Revolut allows UK and eligible global users to buy Tether (USDT) instantly in-app, with fees ranging from 0% to 1.49% depending on your subscription plan and trading volume.
However, due to MiCA restrictions blocking USDT for European customers, we recommend EEA investors and high-volume traders use a lower-fee alternative like Bitunix.
Best Alternative to Revolut for USDT - Bitunix
Bitunix is the ideal alternative for European users because it operates outside MiCA regulations, allowing unrestricted USDT trading with fees as low as 0.01%.
Deposit Methods
SEPA, Bank Transfers, Cards & More
Available Assets
700+ Cryptocurrencies
Trading Fees
0.01% Per Trade
Can I Buy Tether (USDT) with Revolut?
You can buy Tether (USDT) directly on Revolut, though access depends strictly on your region. UK and eligible non-EEA users can swap fiat for USDT instantly via the 'Crypto' tab with trades starting at £1.
Users in the European Economic Area (EEA) cannot purchase USDT. Revolut removed Tether for European customers to adhere to the EU's MiCA regulation. If you live in the EU, the app will not list USDT. We recommend MiCA-compliant options like USDC instead.
Eligible users should note that standard exchange fees are typically 1.49% per transaction. Since regulations shift, verify USDT is live in your app version before depositing funds.
How to Buy USDT on Revolut (Step-by-Step)
Buying Tether on Revolut is instant and user-friendly for eligible accounts. Follow this simple process to complete your trade:
- Open the App: Launch Revolut and tap the Crypto hub in the bottom menu.
- Find Tether: Tap Trade, then use the search bar to find and select Tether (USDT).
- Initiate Purchase: Tap the blue Buy button.
- Enter Amount: Input the amount of fiat currency (e.g., £100) you wish to spend. The app will display the estimated USDT you will receive after fees.
- Confirm Trade: Review the exchange rate and fees, then tap Confirm Order to finalize the transaction instantly.
Revolut USDT Trading Fees
Revolut uses a tiered fee structure for Tether (USDT) trades based on your plan and 30-day trading volume. The more you trade, the lower your fee percentage.
30-Day Volume |
Standard & Plus |
Premium & Metal |
Ultra |
|---|---|---|---|
|
< £10k
|
1.49% |
0.99% |
0.49% |
|
£10k - £50k
|
1.29% |
0.79% |
0.39% |
|
£50k - £100k
|
1.09% |
0.69% |
0.29% |
|
£100k - £250k
|
0.89% |
0.49% |
0.19% |
|
> £250k
|
0.49% |
0.29% |
0.00% |
Quick Tip: If you trade frequently, consider using Revolut X, the platform's standalone crypto exchange. It offers significantly lower fees (0% Maker / 0.09% Taker) regardless of your subscription plan.
How to Buy USDT with a Revolut Alternative in Europe
Investors seeking to bypass regional restrictions or access lower fees should consider Bitunix, a global offshore exchange that supports USDT trading for users worldwide, including those in the EEA.
Unlike Revolut, which must delist USDT in Europe to comply with MiCA regulations, Bitunix operates outside these EU restrictions. This allows it to continue offering direct EUR-to-USDT pairs and high-leverage trading.
While this provides greater freedom and fees as low as 0.01%, users should be aware they are trading on a platform not regulated by EU authorities.
Follow these steps to buy USDT on Bitunix
- Create an Account: Sign up at Bitunix (no KYC required for crypto-to-crypto).
- Buy with Fiat: Go to "Buy Crypto" and use a credit or debit card (via third-party providers) to purchase USDT directly with EUR or GBP.
- Trade: Alternatively, deposit crypto to trade against USDT on the Spot market.
- Secure Funds: For maximum security, immediately withdraw your USDT to a personal wallet like MetaMask or Ledger.
Pros and Cons of Using Revolut for Tether
Before buying USDT on Revolut, investors should weigh the convenience of an all-in-one financial app against the higher costs compared to dedicated crypto exchanges.
|
Pros
|
Cons
|
|---|---|
| Instant Integration: Seamlessly convert GBP or EUR fiat balances to USDT instantly within the same app you use for daily banking. | High Standard Fees: The 1.49% transaction fee on the standard plan is significantly higher than the 0.1% industry average found on exchanges like Bitunix or Binance. |
| Trust & Security: Revolut is a highly regulated financial institution, offering a layer of account security and fraud protection that many offshore exchanges lack. | Regional Restrictions: Due to MiCA regulations, USDT is unavailable to all EEA users, forcing European customers to use alternatives like USDC. |
| Recurring Buys: Easily automate your investment strategy with "set and forget" recurring buy orders to dollar-cost average into Tether. | Spread Markup: In addition to trading fees, the exchange rate often includes a "spread" (markup) compared to the raw market price, slightly increasing the true cost of buying. |
| Revolut X Access: Advanced traders can access Revolut X to trade USDT with 0% Maker and 0.09% Taker fees, rivaling top global exchanges. | Custodial Nature: While you can withdraw funds, Revolut is primarily a custodian. You do not hold the private keys to your wallet unless you transfer assets out. |
Our Verdict: Revolut is an excellent choice for UK and global beginners buying small amounts of USDT who prioritize safety and convenience over low fees. However, for high-volume traders or European users, a dedicated exchange like Bitunix is a superior option due to lower costs and unrestricted access.
About Revolut
Founded in London in 2015 by Nikolay Storonsky and Vlad Yatsenko, Revolut has grown into a global financial powerhouse serving over 60 million customers. Unlike unregulated crypto exchanges, Revolut is a licensed bank in the EEA and a regulated e-money institution in the UK.
For crypto investors, this regulatory oversight offers a critical layer of security. The app integrates banking, multi-currency accounts, and stock trading directly with crypto services. It offers a convenient, safe alternative for users avoiding the complexity of decentralized finance.
Final Thoughts
Revolut provides secure, instant USDT access for UK investors, though the 1.49% fee significantly impacts high-volume returns.
Because MiCA regulations restrict European accounts, EEA users must rely on alternatives like Bitunix to trade Tether.
We recommend using Revolut for safe, small-scale recurring buys, while moving substantial capital to specialized platforms or cold storage to minimize costs.
Written by
Antony Bianco
Head of Research
Antony Bianco, co-founder of Datawallet, is a DeFi expert and active member of the Ethereum community who assist in zero-knowledge proof research for layer 2's. With a Master’s in Computer Science, he has made significant contributions to the crypto ecosystem, working with various DAOs on-chain.
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