Which Countries Does Revolut Restrict?

As of 2026, Revolut personal accounts are restricted in approximately 150 countries worldwide. Official documentation confirms that while availability is high in Europe and North America, most other global regions cannot yet access these specific financial services.

Revolut Restricted Countries List in 2026

The following list outlines global regions and territories where Revolut services are limited:

Why Does Revolut Restrict These Countries?

Revolut limits access based on banking license availability, regional financial risk, and adherence to international sanctions across diverse restricted territories for personal accounts.

Regulatory and Compliance Obligations

Revolut operates as a licensed financial institution, requiring strict adherence to diverse international laws and local mandates to ensure secure global banking operations.

Key regulatory factors influencing service availability include:

• Licensing Requirements: Obtaining a full banking license from the PRA involves meeting stringent capital, risk, and operational standards within each specific jurisdiction.
• Financial Crime Prevention: Strict anti-money laundering protocols mandated by the FATF help detect illegal fund movements through automated monitoring in supported regions.
• Identity Verification: Implementing mandatory screening procedures required by the FCA ensures user authenticity, which is challenging in countries without digitized identification systems.
• International Sanctions: Revolut must follow strict lists provided by the UN to block services in territories subject to comprehensive international trade or financial embargos.
• Data Protection Laws: Compliance with privacy regulations monitored by the ICO restricts expansion into nations without compatible and secure personal data legal frameworks.
• Central Bank Approval: Every nation requires independent approval from its local regulator, such as the ECB, before Revolut can legally provide banking services.

2. Risk Management and Market Strategy

Beyond legal mandates, Revolut evaluates internal risk appetites and economic viability when deciding which global markets to enter or avoid during expansion.

Strategic and risk-based reasons for country restrictions include:

• High-Risk Jurisdictions: Nations identified as having major deficiencies in financial controls are typically excluded from the supported list to maintain platform integrity.
• Operational Costs: Launching services requires localized support teams and infrastructure, which may not be feasible in regions with low digital banking adoption.
• Fraud Prevention: Excessive rates of cybercrime or financial fraud in certain territories may exceed the risk tolerance established by Revolut's internal security.
• Economic Stability: Severe inflation or unstable local currencies can make it difficult for the platform to provide reliable exchange rates and services.
• Profitability Potential: Revolut prioritizes regions where customer demand and potential profit justify the $ million costs associated with establishing new legal entities.
• Geopolitical Conflicts: Ongoing wars or political unrest often lead to the immediate suspension of services to protect the company's assets and users.

Revolut Supported Countries

Revolut currently supports personal and business account registration across 40+ countries, primarily focusing on the UK, EEA, USA, and select Asia-Pacific markets for 2026.

Revolut Personal Account

Individuals residing in 40 specific countries and 10 overseas territories can open Revolut personal accounts, provided they meet local residency and identification requirements.

Check the full list of eligible regions and countries below:

• Global Support: Australia, Brazil, Japan, New Zealand, Singapore, Switzerland, United Kingdom, United States, Mexico (waiting list).
• EEA Countries: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Republic of Cyprus, Romania, Slovakia, Slovenia, Spain, Sweden.
• Overseas Territories: British Indian Ocean Territory (UK), Isle of Man (UK), Jersey (UK), Guernsey (UK), French Guiana (FR), Guadeloupe (FR), Mayotte (FR), Martinique (FR), Reunion (FR), Saint Martin (FR).

Revolut Business Account

Revolut Business accounts are currently available to companies registered in 34 regions, assuming the applicant resides in one of the 14 globally supported countries.

The following regions and territories currently support business account applications:

• Global Residency: United Kingdom, United States, EEA (Bulgaria excluded for US companies), Australia, Singapore, India, Brazil, Canada, Israel, Japan, Mexico, New Zealand, Switzerland, United Arab Emirates.
• Supported Territories: Gibraltar (UK), Guernsey (UK), Isle of Man (UK), Jersey (UK), Aland Islands (Finland), Azores (Portugal), Madeira (Portugal), Mayotte (France), French Guiana (France), Guadeloupe (France), Martinique (France), Reunion (France), Saint-Martin (France).

Revolut Crypto Supported Countries

Revolut crypto provides an extensive ecosystem available across most primary supported regions, focusing on 30+ European nations and select global markets. Access remains contingent on local regulatory frameworks and feature-specific approvals for digital asset services.

1. Revolut X (Advanced Crypto Exchange)

• Product: Revolut X is a professional exchange offering 0% maker and 0.09% taker fees with advanced analytical tools for high-volume trading and institutional use.
• Availability: 31 countries including United Kingdom, Ireland, France, Germany, and Spain.
• Geo Restrictions: 159+ regions including USA, Australia, Singapore, Switzerland, Japan, Brazil, New Zealand, Mexico + 151 others.

2. Retail In-App Crypto Trading (Buy/Sell/Hold)

• Product: The primary interface for trading 280+ tokens with tiered pricing or minimum fees starting at $1 for low-value transactions.
• Availability: 40 countries including Australia, Singapore, Switzerland, and the EEA.
• Geo Restrictions: 150+ countries including China, India, Indonesia, Turkey, Nigeria, Egypt, Canada, Argentina + 142 others.

3. Crypto Deposits and Withdrawals (Onchain)

• Product: Feature enabling onchain transfers with a $1 or $3 service fee plus variable network costs for 100+ supported assets.
• Availability: 31 countries including United Kingdom, Netherlands, Italy, and Poland.
• Geo Restrictions: 159+ regions including USA, Australia, Singapore, Japan, Brazil, New Zealand, Mexico, Switzerland + 151 others.

4. Revolut Ramp

• Product: Revolut Ramp is a checkout tool for Web3 apps supporting 20+ tokens and 25+ fiat currencies with real-time spread-based pricing for external wallets.
• Availability: 31 countries including United Kingdom, Portugal, Belgium, and Greece.
• Geo Restrictions: 159+ regions including USA, Australia, Singapore, Japan, Brazil, New Zealand, Mexico, Switzerland + 151 others.

5. Crypto Staking

• Product: Crypto staking on Revolut is a passive reward system passing 100% of network rewards to users, minus a small 3% third-party validator fee onchain.
• Availability: 31 countries including United Kingdom, Sweden, Norway, and Denmark.
• Geo Restrictions: 159+ regions including USA, Australia, Singapore, Japan, Brazil, New Zealand, Mexico, Switzerland + 151 others.

6. Crypto Spend (Revolut Card)

• Product: Real-time fiat conversion for card payments at 0% exchange fees, subject to standard plan-based fair usage limits and spending caps.
• Availability: 31 countries including United Kingdom, Austria, Finland, and Czech Republic.
• Geo Restrictions: 159+ regions including USA, Australia, Singapore, Japan, Brazil, New Zealand, Mexico, Switzerland + 151 others.

7. Stablecoin Sandbox Testing

• Product: An FCA-led pilot program for testing pound-pegged stablecoin issuance, settlement, and trading under direct regulatory supervision throughout early 2026.
• Availability: 1 country (United Kingdom).
• Geo Restrictions: 189+ countries including all EEA nations, USA, Australia, Japan, Singapore, Switzerland, Brazil, Mexico + 181 others.

Is Revolut Available in the USA?

Revolut is fully operational across all 50 states through strategic partnerships with Lead Bank and Cross River Bank. US residents can access $250,000 in FDIC-insured protection for their deposits while utilizing advanced multi-currency accounts and global spending tools.

American users specifically seek the platform for its High-Yield Savings accounts, which offer a market-leading 5.50% APY for Metal members. The app also facilitates commission-free trading for 4,000+ US stocks and features a specialized Robo-Advisor for automated wealth management.

Revolut Business remains a primary choice for US-based entrepreneurs, offering specialized plans between $10 and $140 monthly. While retail crypto remains accessible, professional exchange features (i.e. Revolut X) are currently restricted as the company navigates specific SEC guidelines for digital assets.

Revolut Regulation and Licensing

Revolut has 10 global regulatory authorizations and banking licenses, ensuring strict compliance with international financial standards for over 70,000,000 retail and business users.

The following list outlines Revolut's primary regulatory and banking licenses:

• UK Banking License (Restricted): Revolut holds a PRA license in the mobilization stage, limiting total customer deposits to 50,000 GBP as it prepares for full market launch.
• UK Electronic Money License: Authorized by the FCA in 2011, this license allows Revolut to issue e-money and provide payment services to millions of UK-based customers.
• EEA Banking License: Authorized by the ECB and Bank of Lithuania, this license provides insured deposit accounts across all 30 EEA member states.
• Mexican Banking License: Launched in 2026, Revolut operates as a full credit institution in Mexico under the supervision of the CNBV and Banxico.
• Australian Financial Services: Regulated by ASIC, Revolut holds an AFSL allowing it to provide payment products, currency exchange, and multi-currency accounts to Australian residents.
• Singapore Payment License: The MAS grants Revolut a Major Payment Institution license, authorizing digital payment tokens, domestic transfers, and cross-border account issuance for Singapore.
• Cyprus Crypto License: Licensed by CySEC, this authorization allows Revolut to offer regulated cryptocurrency services across the European Union under MiCAR-compliant frameworks.
• Lithuanian Investment License: Revolut Securities Europe UAB is an investment firm authorized by the Bank of Lithuania to provide regulated stock and ETF trading.
• EEA Insurance License: Revolut Insurance Europe UAB is authorized as an insurance broker, providing travel and purchase protection across the European Economic Area.
• Brazil Credit License: Regulated by the BCB, Revolut operates as a Sociedade de Crédito Direto, facilitating local currency accounts and lending services in Brazil.

Does Revolut Require KYC?

Yes, Revolut requires mandatory Know Your Customer verification for all personal and business accounts. You cannot access any core banking features, send international transfers, or receive deposits until your identity is fully authenticated via the mobile app.

Investment products like cryptocurrency trading and stocks necessitate even stricter compliance checks. In 2026, users must complete supplemental appropriateness assessments and submit their Tax Identification Number to satisfy specific regional regulations before participating in high-risk financial markets.

To complete verification, you must upload a valid government-issued ID and provide a live video selfie for biometric matching. Most profiles are approved within 24 hours, though business applications and complex residency documents may take seven business days.

How Much Does Revolut Cost?

Revolut offers a tiered subscription model starting with a Standard (£0) plan and scaling through Plus (£3.99), Premium (£7.99), Metal (£14.99), and the top-tier Ultra plan at £55 monthly. Each tier provides increasing limits for fee-free currency exchange and higher ATM withdrawal thresholds for users.

ATM withdrawals remain free at 55,000+ in-network locations, while out-of-network limits range from £200 to £2,000 monthly depending on your plan. Exceeding these thresholds triggers a 2% fee, and a 1% markup applies to weekend currency exchanges for users on the Standard or Plus tiers.

Investment costs are highly competitive, with stock commissions starting at 0.25% once monthly free-trade allowances are exhausted. Crypto transactions involve a $1 minimum fee or a 1.49% variable rate, while Revolut X offers professional traders 0% maker and 0.09% taker fees.

A‍bout Revolut

Revolut launched in 2015 from London’s Canary Wharf under founders Nikolay Storonsky and Vlad Yatsenko. The fintech giant now supports 65 million users worldwide and expects to break the 100 million customer barrier by the end of 2027.

Revolut clears over 1 billion transactions monthly, fueled by a $13 billion commitment to global technology infrastructure through 2026. This strategy pours resources into massive Philippines-based engineering hubs and new banking headquarters across Europe and Latin America.

Final Thoughts

Revolut gives 40+ countries a gateway to multi-currency accounts, but local 2026 regulations still decide which specific features make the cut in your region.

Ten global licenses provide a secure foundation for your funds, yet the company must still navigate complex international red tape that keeps some borders closed.

Confirm your local eligibility before starting the 24-hour digital ID check to ensure you can get your account live without any unexpected hang-ups.