Best Crypto Exchanges in Poland
Explore the legalities and processes of buying and trading cryptocurrencies in Poland, and discover top trading platforms.
Summary: In Poland, the best method for buying and trading Bitcoin and other cryptocurrencies involves utilizing a Polish exchange supervised by the Polish Financial Supervision Authority (KNF). Investors can employ bank transfers, BLIK payments, and other options to deposit Polish Zloty (PLN) and engage in the legal acquisition, staking, and trading of digital assets.
To assist you in starting your crypto experience in Poland, we've assessed the top 5 trading platforms in the nation. These represent the most dependable options available:
Top Crypto Trading Platforms in Poland
Through a thorough investigation of more than 20 cryptocurrency exchanges, we've identified the premier platforms apt for Polish investors. Our evaluation encompassed compliance with the Polish Financial Supervision Authority (KNF) regulations, diversity of cryptocurrencies available, user-friendly interfaces, ability to deposit Polish Zloty (PLN), and transaction costs. Upon the completion of our meticulous examination, we are delighted to present a list of the top five platforms in Poland.
1. eToro
eToro is the top overall crypto exchange in Poland, featuring a broad selection of over 3,000 assets, including cryptocurrencies, stocks, commodities, currencies, indices, and ETFs. Distinctive aspects like Copy Trading, Demo Accounts, and 10x Leverage distinguish eToro from its competitors, providing competitive fees and narrow spreads on assets.
With ESMA regulation, eToro has gained the trust of more than 30 million users throughout Europe, encompassing Polish investors. The platform's intuitive interface and cost-efficient PLN deposit methods via SEPA transfers, online banking, and debit cards position eToro as the leading investment option in Poland.
- Fees: Free deposits & withdrawals, 0% trading fees and a 1% spread.
- Supported Assets: 70 cryptocurrencies, 3000+ stocks, 18 indices, 27 commodities, 49 fiat currencies, and 300 ETFs.
- Regulation & Licensing: European Securities & Markets Authority (ESMA), CySEC, the FCA and other key regulators.
- Customer Support Options: 24/7 support via live chat, Polish language support, email & online ticketing system.
- PLN Deposit Methods: Bank Transfer, Credit/Debit Card, Blik, Klarna, SOFORT, Skrill, Neteller, and PayPal.

2. Uphold
Uphold is a platform that allows you to buy, sell and trade 200+ cryptocurrencies, stocks, ETFs and other assets. It is based in San Francisco and regulated by the Financial Conduct Authority (FCA) in the UK. In Poland, it supports Polish Zloty (PLN) & Euro (EUR) deposits from all major banks.
Uphold is a great platform for everyone, from beginners to advanced traders. It offers low fees and fast deposit/withdrawal times, as well as user-friendly features such as market data charts, risk management tools and more. The platform also supports multiple languages, including Polish.
- Fees: Free Polish Zloty (PLN) Euro (EUR) deposits on bank transfers & SEPA transfers.
- Supported Cryptocurrencies: 210 cryptocurrencies and 25+ cryptos available for staking.
- Regulation & Licensing: Globally regulated and available in 120+ countries.
- Customer Support Options: 24/7 support via live chat and email.
- Euro Deposit Methods: Bank Transfer, Credit/Debit Card, SEPA, Google Pay & Apple Pay.

3. Bybit
Bybit is a cryptocurrency derivatives exchange based in Singapore, but is only regulated in the British Virgin Islands (BVI). It supports trading of Ethereum, Bitcoin, Solana and 300+ coins futures with up to 100x leverage. The platform also features advanced features such as TradingView charting tools, 24/7 customer support and mobile trading apps.
The Bybit platform is ideal for advanced traders looking to trade derivatives or leverage their investments. One of the biggest advantages of Bybit is that it does not require full verification or KYC to sign up, which means you can get started with an email address and password only.
- Fees: 0.02% - 0.075% maker & taker fees; up to 100x leverage available.
- Supported Cryptocurrencies: Ethereum, Bitcoin, Solana and 300+ coins on spot and futures trading.
- Regulation & Licensing: Regulated in the British Virgin Islands (BVI).
- Customer Support Options: 24/7 customer support via live chat, email and social media.
- Deposit Methods: Euro (EUR) deposits only via bank transfer, debit card or credit card.

4. Bitpanda
Bitpanda is a popular cryptocurrency exchange based in Vienna, Austria, but regulated by the Financial Market Authority (FMA) of the country. It supports buying and selling of over 50 crypto assets with Euro (EUR) and Swiss Franc (CHF).
The Bitpanda platform is easy-to-use and beginner friendly, offering competitive fees and fast deposit/withdrawal times. It also offers user-friendly features such as mobile apps, market data charts and a free wallet. The platform is available in multiple languages, including Polish.
- Fees: 0.2% - 1% maker & taker fees.
- Supported Cryptocurrencies: 200+ cryptos including Bitcoin, Ethereum and Cardano.
- Regulation & Licensing: Regulated by the Financial Market Authority (FMA) of Austria.
- Customer Support Options: 24/7 customer support via live chat, email and social media.
- Deposit Methods: Euro (EUR) deposits via bank transfer, debit card, NETELLER, bank wire and PayPal.

5. Binance
Rounding off our list in fifth place is Binance, the internationally renowned exchange headquartered in Dubai. It's a go-to platform for traders across the globe, offering a wide array of over 300 coins for buying, selling, and trading on spot and futures markets. Binance supports multiple currencies including PLN, EUR, and USD, and accommodates deposits from various major banks.
Binance proves to be a versatile choice for all levels of investors, from novice traders to seasoned experts. It boasts of low transaction fees and swift deposit/withdrawal times, enhancing the user experience. The platform offers advanced features like futures trading with up to 25x leverage, comprehensive charting tools, and an all-encompassing mobile application.
- Fees: 0.1% spot trading fees and 0.06% for derivatives contracts.
- Supported Cryptocurrencies: 350+ coins including Bitcoin, Ethereum, Solana & more.
- Regulation & Licensing: Regulated by the Polish Financial Supervision Authority.
- Customer Support Options: 24/7 customer support via live chat, email and social media.
- Deposit Methods: PLN deposits via bank transfer, credit card, debit card, Apple Pay and more.

Is Crypto Trading Legal in Poland?
Yes, purchasing and trading cryptocurrencies is legal in Poland. The Polish government, specifically the Ministry of Finance, views cryptocurrencies as a form of property subject to taxation under the Personal Income Tax (PIT) and Corporate Income Tax (CIT). However, it's important to note that cryptocurrencies are not recognized as legal tender in Poland and receive no governmental backing.
Furthermore, the Financial Supervision Commission (Komisja Nadzoru Finansowego, KNF) has issued several notices cautioning investors about the potential risks associated with virtual currencies. Due diligence, including comprehensive research and understanding the inherent risks, is imperative when considering cryptocurrency investments in Poland.
How to Buy Crypto in Poland
If you're new to the world of digital assets and looking to make your first Bitcoin or other cryptocurrency purchase in Poland, you're in the right place. This 5-step guide provides a simple and secure pathway for your first cryptocurrency transaction, ensuring you adhere to all necessary regulations:
- Select a regulated exchange: Choose a cryptocurrency exchange that is regulated by financial authorities such as the Polish Financial Supervision Authority (KNF) or the European Securities and Markets Authority (ESMA). This ensures the platform is reliable and compliant with financial laws.
- Register and verify your account: Sign up for an account on the selected exchange using your email. Set a strong password and complete the Know Your Customer (KYC) process. This usually involves providing personal identification documents and proof of address in Poland.
- Deposit funds: Add Polish Zloty (PLN) to your account. Most exchanges accept various deposit methods, including SEPA transfers, instant bank transfers, or debit/credit cards.
- Buy cryptocurrency: Choose the cryptocurrency you want to buy, specify the amount you wish to purchase in PLN or the chosen cryptocurrency, and confirm the transaction.
- Secure your investment: To ensure the safety of your crypto assets, it's advisable to transfer them to a personal, secure wallet rather than leaving them on the exchange.
By adhering to these steps and choosing a reputable, regulated exchange, you can buy cryptocurrencies in Poland in a secure and legal manner.
Bottom Line
In conclusion, purchasing and trading cryptocurrencies in Poland is not only legal but also increasingly facilitated by reputable, regulated exchanges like eToro, Uphold, Bybit, Bitpanda, and Binance. Each platform offers unique features and supports different assets, ensuring options for both beginners and experienced traders.
However, as cryptocurrencies are seen as a form of property subject to taxation and not recognized as legal tender, due diligence and understanding of the inherent risks are imperative. As long as potential investors follow the right procedures and stick to regulated platforms, they can confidently venture into the promising world of cryptocurrency trading in Poland.