Is Investing in Crypto Legal in Poland?

Yes, it is legal to buy cryptocurrency in Poland. The Polish government has not placed any specific restrictions on the purchase or use of cryptocurrency, and it is generally treated the same as any other form of property for tax purposes. However, it is important to note that cryptocurrency is not considered legal tender in Poland, and it is not backed by the government.

As with any investment, it is important to carefully research and evaluate the potential risks and rewards before making any decisions. Additionally, it is always a good idea to consult with a financial advisor or lawyer before making any financial decisions.

Top 5 Crypto Trading Platforms in Poland

The list below is our top 5 cryptocurrency trading platforms that are available to investors in Poland. The review and ranking methodology is based on key factors including platform security, regulatory compliance, available assets, user experience and fees. Continue reading for more information on each cryptocurrency exchange.

1. Uphold - Best Overall Crypto Exchange in Poland

Uphold is a platform that allows you to buy, sell and trade 200+ cryptocurrencies, stocks, ETFs and other assets. It is based in San Francisco and regulated by the Financial Conduct Authority (FCA) in the UK. In Poland, it supports Polish Zloty (PLN) & Euro (EUR) deposits from all major banks.

Uphold is a great platform for everyone, from beginners to advanced traders. It offers low fees and fast deposit/withdrawal times, as well as user-friendly features such as market data charts, risk management tools and more. The platform also supports multiple languages, including Polish.

  • Fees: Free Polish Zloty (PLN) Euro (EUR) deposits on bank transfers & SEPA transfers.
  • Supported Cryptocurrencies: 210 cryptocurrencies and 25+ cryptos available for staking.
  • Regulation & Licensing: Globally regulated and available in 120+ countries.
  • Customer Support Options: 24/7 support via live chat and email.
  • Euro Deposit Methods: Bank Transfer, Credit/Debit Card, SEPA, Google Pay & Apple Pay.
Poland - Uphold
Deposit PLN or Euros on Uphold.

2. Bybit - Best Crypto Derivatives Exchange

Bybit is a cryptocurrency derivatives exchange based in Singapore, but is only regulated in the British Virgin Islands (BVI). It supports trading of Ethereum, Bitcoin, Solana and 300+ coins futures with up to 100x leverage. The platform also features advanced features such as TradingView charting tools, 24/7 customer support and mobile trading apps.

The Bybit platform is ideal for advanced traders looking to trade derivatives or leverage their investments. One of the biggest advantages of Bybit is that it does not require full verification or KYC to sign up, which means you can get started with an email address and password only.

  • Fees: 0.02% - 0.075% maker & taker fees; up to 100x leverage available.
  • Supported Cryptocurrencies: Ethereum, Bitcoin, Solana and 300+ coins on spot and futures trading.
  • Regulation & Licensing: Regulated in the British Virgin Islands (BVI).
  • Customer Support Options: 24/7 customer support via live chat, email and social media.
  • Deposit Methods: Euro (EUR) deposits only via bank transfer, debit card or credit card.
Bybit - Poland
Bybit Trading - Poland

3. eToro - Best Alternative Multi-Asset Broker

eToro is an innovative multi-asset broker based in Israel, but regulated by multiple European financial authorities. It is one of the largest online brokers with over 11 million users and supports trading of Stocks, ETFs, commodities, indices and cryptocurrency.

eToro offers a unique feature called Copy-Trading, which allows you to copy successful traders automatically. The platform also offers advanced charting tools, market news and analysis. It is available in multiple languages, including Polish.

  • Fees: 0.5% - 2.9% maker & taker fees; CFD trading available with leverage.
  • Supported Cryptocurrencies: 50+ cryptocurrencies including Bitcoin, Ethereum and AVAX.
  • Regulation & Licensing: Regulated by multiple major financial authorities in Europe (e.g CySEC, ESMA and the FCA).
  • Customer Support Options: 24/7 customer support via live chat and email.
  • Deposit Methods: Euro (EUR) deposits only via bank transfer or debit card.
eToro Poland
eToro Europe.

4. Bitpanda - Best Exchange for Beginners

Bitpanda is a popular cryptocurrency exchange based in Vienna, Austria, but regulated by the Financial Market Authority (FMA) of the country. It supports buying and selling of over 50 crypto assets with Euro (EUR) and Swiss Franc (CHF).

The Bitpanda platform is easy-to-use and beginner friendly, offering competitive fees and fast deposit/withdrawal times. It also offers user-friendly features such as mobile apps, market data charts and a free wallet. The platform is available in multiple languages, including Polish.

  • Fees: 0.2% - 1% maker & taker fees.
  • Supported Cryptocurrencies: 200+ cryptos including Bitcoin, Ethereum and Cardano.
  • Regulation & Licensing: Regulated by the Financial Market Authority (FMA) of Austria.
  • Customer Support Options: 24/7 customer support via live chat, email and social media.
  • Deposit Methods: Euro (EUR) deposits via bank transfer, debit card, NETELLER, bank wire and PayPal.
Bitpanda Poland
Bitpanda Poland and Europe.


5. Kraken - Best Alternative Exchange for Beginners

Kraken is a global crypto exchange based in the US and regulated by the Financial Conduct Authority (FCA) of UK. It supports buying and selling of over 50+ coins with PLN, EUR and USD deposits from all major banks.

Kraken is a great platform for beginners, offering low fees and fast deposit/withdrawal times. It also offers advanced features such as margin trading with up to 5x leverage, charting tools, mobile apps and more. The platform does not currently support Polish translations.

  • Fees: 0.16% - 0.26% maker & taker fees; up to 5x leverage available.
  • Supported Cryptocurrencies: 100+ coins including Bitcoin, Ethereum, Polkadot & more.
  • Regulation & Licensing: Regulated by the Financial Conduct Authority (FCA) of UK.
  • Customer Support Options: 24/7 customer support via live chat, email and social media.
  • Deposit Methods: PLN, EUR & USD deposits via bank transfer, debit card and wire transfer.
Kraken Exchange
The Kraken Exchange.

Polish Cryptocurrency Exchange Ranking Methodology

For investors looking for the best cryptocurrency exchange in Poland to make their own informed decision, these are some of the key factors you must consider when making your decision:

  1. Security: It is important for an exchange to have strong security measures in place to protect the assets of its users. Look for exchanges that have implemented measures such as two-factor authentication and cold storage for storing digital assets.
  2. Fees: Look for exchanges that have reasonable fees for trading and withdrawing cryptocurrency. Some exchanges charge higher fees for certain types of trades or for using certain payment methods.
  3. User-friendliness: A good exchange should be easy to use, with a user-friendly interface and clear instructions for navigating the platform.
  4. Customer support: It is important to choose an exchange that has responsive customer support in case you have any questions or run into any issues while using the platform.
  5. Reputation: Consider the reputation of the exchange in the industry. Look for exchanges that have a long track record of operation and have a good reputation among users and experts in the field.
  6. Supported cryptocurrencies: Make sure the exchange supports the cryptocurrency you want to buy or sell. Some exchanges only support a limited number of cryptocurrencies, while others offer a wide range of options.
  7. Payment methods: Consider the payment methods accepted by the exchange. Some exchanges only accept certain types of payments, such as bank transfers or credit card payments.
  8. Regulatory compliance: Look for exchanges that are compliant with relevant regulations in Poland and in other countries where they operate. This can provide an additional layer of protection for users.

Final Thoughts

Investing in cryptocurrency can be a great way to diversify your portfolio and potentially earn some additional income. However, it is important to do your research before choosing the right exchange for you. All of the exchanges listed above are secure and have reasonable fees, making them good options for Polish investors looking to get started with cryptocurrency trading.

Our top pick for users looking to get started quickly is Uphold , which offers an easy-to-use interface, a wide range of cryptocurrencies and payment options, and low fees. Bybit is also an excellent option for more experienced traders looking to take advantage of advanced features such as margin trading.