Top Crypto Trading Platforms in Poland

Poland's crypto sector is evolving, with growing adoption and regulatory oversight provided by the Polish Financial Supervision Authority (KNF). To assist Polish users in choosing the right platform, we’ve ranked the top options based on PLN deposit methods, security, available assets, and trading fees. Below is a comparison of the five leading platforms in Poland.

1. Kraken

Kraken is one of the most trusted cryptocurrency exchanges globally, serving over 10 million users across Poland and 180 other countries. Founded in 2011, it supports an extensive range of over 320 cryptocurrencies for spot trading and 100+ futures contracts to trade with 5x leverage.

Institutional clients gain access to highly liquid order books, OTC trading services for large transactions, and customizable API solutions. For experienced traders, Kraken Pro provides lower fees and advanced trading tools, such as leverage trading and staking services offering 28% APY.

As a global platform, the interface can be accessed in Polish and facilitates PLN deposits through local payment options. Kraken also regularly undergoes external audits of its asset holdings to provide transparency in its reserve and show all funds are backed on a 1:1 basis.

• Fees: Trading fees range from 0.16% maker to 0.26% taker.
• Supported Assets: Over 320 cryptocurrencies.
• Regulation and Licensing: Registered as a Virtual Asset Service Provider (VASP) with the Director of the Tax Administration Chamber in Katowice (Reg No. RDWW-206).
• PLN Deposit Methods: Bank transfers, SEPA payments, and credit or debit cards.

2. Binance

Binance is the world's leading crypto exchange, serving over 235 million registered users across more than 100 countries. The platform operates through its local entity, Binance Poland sp. z o.o., ensuring compliance with Polish regulatory standards for Virtual Asset Service Providers (VASPs).

The platform offers a comprehensive suite of services, including spot trading, margin trading, and futures contracts, and supports over 350 cryptocurrencies. Users can also access Binance's staking, lending, and borrowing programs, which allow them to earn rewards on their crypto.

To facilitate transactions, Binance supports PLN deposits via bank transfers and credit/debit cards, making it convenient for Polish users to fund their accounts. Additional features include NFT trading, a Launchpad for early access to new token sales, copy trading services and a demo account.

• Fees: 0.1% fee for spot trading.
• Supported Assets: Over 350 cryptocurrencies. 
• Regulation & Licensing: Obtained VASP registration by the Polish Tax Administration Chamber of Poland in Katowice (Reg No. RDWW – 465). 
• PLN Deposit Methods: Bank transfers, credit cards and debit cards.

3. Gate.io

Gate.io has over 20 million registered users across Poland and 180 other countries and facilitates PLN deposits. Established in 2013, it has earned a reputation for offering a diverse selection of digital assets, with more than 3,500 cryptocurrencies available for trading.

Polish users can access a comprehensive suite of services, including spot trading, futures contracts, margin trading, staking, and lending or borrowing options. Gate.io also provides transparent 1:1 proof of reserves, ensuring users of the platform's financial stability.

Additional tools include copy trading, grid trading, and quantitative trading strategies, enabling users to automate trades or mirror the strategies of successful traders. It also features a robust staking platform and liquidity mining services, providing users with options to earn passive income. 

• Fees: Spot trading fees start at 0.1%.
• Supported Assets: Over 3,500 cryptocurrencies.
• Regulation and Licensing: Operates under EU standards and is available in Poland.
• PLN Deposit Methods: Bank transfers, credit cards, debit cards, and Google Pay.

4. KuCoin

KuCoin is a popular platform serving over 20 million users worldwide, including a growing community in Poland. Since its launch in 2017, it has become known for offering a wide variety of 700 digital assets for trading and staking, as well as services tailored to different types of investors.

For advanced traders, it offers features like margin trading, futures contracts, and trading bots, which automate trading strategies for optimal efficiency. Meanwhile, KuCoin Earn allows users to stake assets or participate in crypto lending to generate passive income. 

The platform also stands out with its native KuCoin Community Chain (KCC), a decentralized public chain that is compatible with Ethereum smart contracts. Additionally, KuCoin Pay enables global crypto payments, and the exchange provides 24/7 multilingual customer support to assist with any issues.

• Fees: 0.1% for spot trading.
• Supported Assets: Over 700 cryptocurrencies.
• Regulation & Licensing: Although not directly regulated in Poland, it is available in the country.
• PLN Deposit Methods: Debit or credit cards.

5. Bitget

Bitget, founded in 2018, has become one of the fastest-growing exchanges globally, with over 10 million users. It is popular in Poland for its copy trading feature, which helps new traders gain exposure to expert strategies while simplifying the learning curve for navigating crypto markets.

There are over 500 cryptocurrencies for spot and futures trading with leverage options. The platform also offers a secure Web3 wallet for on-chain transactions and NFT trading. To ensure asset safety, Bitget maintains a $300 million protection fund and utilizes multi-layered security measures.

Polish users benefit from various PLN deposit methods and 24/7 multilingual customer support. The platform’s user-friendly interface and educational resources make it a suitable choice for beginners, while advanced trading tools cater to seasoned traders seeking in-depth functionality.

• Fees: Spot trading fees are 0.1%.
• Supported Assets: Over 500 cryptocurrencies.
• Regulation & Licensing: Registered as a Virtual Asset Service Provider (VASP) in Poland.
• PLN Deposit Methods: Credit cards, debit cards and bank transfers.

Is Crypto Regulated in Poland?

Poland has established a regulatory framework for cryptocurrencies, primarily overseen by the Polish Financial Supervision Authority (KNF). In alignment with the European Union's Markets in Crypto-Assets (MiCA) regulation, Poland is drafting new laws to integrate these standards into national legislation. 

This initiative aims to enhance investor protection and ensure effective supervision of the crypto market. Currently, Virtual Currency Service Providers (VCSPs), such as exchanges, in Poland are required to register with the KNF and comply with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.

How is Crypto Taxed in Poland?

In Poland, cryptocurrency transactions are subject to taxation under the Krajowa Administracja Skarbowa (KAS) guidelines. Digital assets are considered property for tax purposes, and profits from converting crypto to fiat currency like PLN are taxed at a flat rate of 19%.

Individuals are liable for CGT on profits made from selling or exchanging cryptocurrency for fiat. Notably, trading one cryptocurrency for another is tax-free in Poland. Losses from crypto transactions can offset other capital gains, and these losses can be carried forward to subsequent years.

Earnings from activities like mining or staking are considered taxable income upon receipt, based on the fair market value in PLN. When these assets are later sold or exchanged for fiat, they are subject to the 19% CGT.

Cryptocurrency Adoption in Poland

Poland is experiencing significant growth in cryptocurrency adoption. By the end of 2025, the market is projected to generate approximately US$513.90 million in revenue, with an estimated 7.91 million users, accounting for 19.96% of the country’s population.

Key players in Poland’s cryptocurrency ecosystem include prominent global exchanges such as Binance, Kraken, and Coinbase, as well as regional platforms that cater to local needs. These exchanges support PLN transactions and offer user-friendly interfaces that are accessible in Polish.

How to Buy Bitcoin in Poland

Polish investors interested in buying Bitcoin can do so through a cryptocurrency exchange registered with the Polish Financial Supervision Authority (KNF). Follow this guide to buy BTC today:

1. Create an Account: Visit the official website or app of a reputable exchange that supports PLN transactions. Click on "Sign Up" to register. Complete the identity verification process by providing a valid photo ID and proof of address.
2. Deposit Polish Zloty (PLN): Navigate to the deposit section of the platform. Select PLN as your deposit currency, enter the desired amount, and choose a payment method, such as bank transfer, card payment, or Blik.
3. Select Bitcoin: Once your PLN deposit is credited to your account, go to the trading section. Search for Bitcoin and locate the PLN/BTC trading pair to view the current market price.
4. Complete Your Purchase: Decide the amount of Bitcoin you want to buy or the amount of PLN you wish to spend. Review the transaction details, including any fees and the total cost. Once you’re satisfied, confirm your purchase to finalize the transaction.

After purchasing Bitcoin, it will be stored in the exchange’s wallet by default. For added security, consider transferring your Bitcoin to a private wallet where you control the keys.

Final Thoughts

Poland’s crypto scene is growing fast, with a strong push toward adoption and solid regulatory backing from the KNF and the EU’s MiCA framework. This mix of innovation and oversight is making Poland a hub for crypto investors, giving them a secure space to explore digital assets.

When it comes to top exchanges in Poland, platforms like Binance, Kraken, and Bitget stand out for their range of features. Whether you're into spot trading, staking for rewards, or trying your hand at futures and copy trading, these platforms have you covered.