Can you Buy Crypto with Chase?
Yes, it is possible to buy crypto assets with a Chase Bank account, but not directly. To invest incryptocurrency, you need to use a FinCEN registered and FINRA-licensed exchange in the USA that accepts ACH transfers and deposits from Chase accounts. Many of these platforms also accept Chase Credit Card and Debit Card as deposit methods as well.
Chase Bank itself does not offer any services for buying or selling cryptocurrencies, so you'll need to use an exchange that meets the regulatory requirements. By using a regulated exchange in the US, you can ensure that your transactions are secure and that you are protected as a consumer.
How to Buy Bitcoin and Crypto with Chase Bank
As outlined above, the safest and easiest way to buy cryptocurrencies with a Chase Bank account is through a regulated third-party broker. With this method, investors can safely deposit USD from their Chase account via ACH Bank Transfer, Chase Credit or Debit Card and other methods. To help you get started quickly, we recommend eToro based on their compatibility with Chase, regulatory compliance and low fees.
Here is a simple step-by-step guide to buy crypto with a Chase account on their platform:
- Visit eToro to sign up and verify your identity.
- Select the 'Deposit Funds' button on the bottom left of your screen.
- Select the amount of USD you want to deposit and your preferred deposit method (e.g Chase ACH Transfer or Debit/Credit Card).
- Complete the USD deposit and use the funds credited to your account to invest in cryptocurrencies.

Cryptocurrency Investing Fees
The fees associated with investing in cryptocurrencies can vary depending on the digital asset exchange that you choose to use. Luckily, eToro is a great option for investors since they charge zero deposit fees and zero trading fees when you buy or sell over 250 cryptocurrencies on their platform. eToro only charges a 0.5% spread fee on their prices, which is much lower compared to other exchanges.We compared popular platforms like Coinbase and found that they charge higher fees, with a 1% spread fee in addition to another 1% trading fee, resulting in a total transaction cost of 2% per trade.
Chase Bank Cryptocurrency Policy
Chase Bank is a crypto-friendly financial institution that supports its customers' interests in cryptocurrency investments. They allow customers to deposit and withdraw funds from FINRA-licensed and FinCEN regulated cryptocurrency exchanges operating within the USA.
While Chase Bank does not offer direct crypto services, they recognize the importance of providing customers with access to regulated and licensed exchanges. By doing so, they ensure that their customers have a safe and secure way to invest in cryptocurrencies while complying with regulatory requirements.
About Chase Bank
Chase Bank is operating as a subsidiary of JPMorgan Chase & Co. (NYSE: JPM) and is currently one of the Top financial services firms recognized in the market. The bank provides a wide range of services, including savings accounts, loans, credit cards investment accounts, and much more. The bank has more than 16,000 ATMs and more than 5,000 branches across the US and holds a total of $3.6 trillion in assets, making it the largest bank in the world.
Bottom Line
Chase Bank does not currently offer direct crypto-investing services through its online banking platform, customers can still buy crypto assets by using a regulated third-party broker. The recommended platform is eToro due to their regulatory compliance, low fees, and compatibility with Chase Bank accounts. With eToro, investors can safely deposit USD from their Chase account via ACH Bank Transfer, Chase Credit or Debit Card and other methods, and invest in over 70 crypto assets with industry-leading fees and spreads.