How to Buy Crypto with Huntington Bank
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Summary: Huntington Bank customers can buy cryptocurrencies like Bitcoin by transferring funds to crypto exchanges registered with the Financial Crimes Enforcement Network (FinCEN), such as Gemini or Kraken.
Selecting a FinCEN-regulated platform enables Huntington Bank account holders to safely buy, sell, and manage digital currencies, ensuring compliance with all applicable U.S. financial regulations.
Kraken is the best investment platform for Huntington Bank customers as it provides free and instant USD deposits plus a wide range of cryptocurrencies for trading and staking.
Licenses
Registered by FinCEN (Ref #31000270997766)
Available Assets
450+ Cryptocurrencies
USD Deposit Methods
ACH Transfer, FedWire, Plaid, Cards
Can I Buy Bitcoin with Huntington Bank?
Huntington Bank does not currently offer direct services for purchasing or storing Bitcoin and other digital assets. However, customers can enter the crypto market by sending U.S. dollars (USD) from their bank accounts to FinCEN-registered cryptocurrency exchanges in the USA.
When purchasing digital currencies, customers should always select crypto exchanges approved by the Financial Crimes Enforcement Network (FinCEN) as they maintain robust security protocols and follow strict regulatory guidelines.
How to Buy Crypto with Huntington Bank
Huntington Bank customers can purchase cryptocurrency by sending USD directly from their accounts to regulated exchanges approved by the Financial Crimes Enforcement Network (FinCEN).
Kraken, officially licensed as a Money Services Business by FinCEN (MSB #31000270997766), provides reliable funding methods for Huntington Bank users, including ACH transfers, domestic wire transfers, debit card payments, and PayPal deposits.
Follow this guide to buy cryptocurrency with Kraken using your Huntington Bank account:
- Create an Account: Go to Kraken's official website and complete their simple registration and Know Your Customer (KYC) verification.
- Deposit USD: Once verified, navigate to the funding section, select your preferred payment option, and transfer funds directly from your Huntington Bank account.
- Pick Your Cryptocurrency: Explore Kraken’s extensive selection of over 450 crypto assets to find your desired investment.
- Complete the Transaction: Enter the dollar amount you'd like to invest, carefully verify your order details, and confirm the purchase.

Huntington Bank Cryptocurrency Policy
Huntington Bank does not offer direct cryptocurrency trading or custodial services through its banking systems. Customers who wish to invest in cryptocurrencies may do so by transferring USD from their Huntington Bank accounts to third-party cryptocurrency exchanges that hold valid registrations with the Financial Crimes Enforcement Network (FinCEN).
While Huntington Bank typically allows account holders to fund accounts on reputable crypto platforms, the bank maintains the authority to review, restrict, or halt transactions that appear suspicious, trigger compliance issues, or are flagged by its fraud prevention processes.
Alternative Crypto Exchanges for Huntington Customers
In addition to Kraken, Huntington Bank users have several reliable and regulated crypto exchanges to choose from when investing in digital currencies:
- Binance.US: Binance.US is a trusted exchange registered with FinCEN. Customers can fund their accounts using ACH transfers, domestic wire transfers, or debit cards. The exchange supports trading of more than 150 cryptocurrencies, with 0.1% trading fees.
- Coinbase: Coinbase is a platform based in San Francisco and licensed by FinCEN, offering ACH transfers, debit card payments, and wire transfers. Coinbase supports approximately 250 cryptocurrencies, and transaction fees average around 0.5%.
- eToro USA: eToro is a reputable FinCEN-compliant exchange suitable for Huntington customers. Deposits can be made through ACH transfers, bank wires, or debit cards. With roughly 75 crypto assets available, eToro charges 1% per trade.
To select the most suitable platform, Huntington Bank users should carefully compare factors including deposit methods, trading fees, available digital assets, and overall platform security.
About Huntington Bank
Huntington National Bank, headquartered in Columbus, Ohio, traces its roots to 1866. With over $200 billion in assets and nearly 1,100 branded branches across eleven Midwestern states, it delivers a full spectrum of consumer, commercial, mortgage, wealth‑management, trust, and insurance solutions.
A publicly traded company since 1966 under the ticker HBAN, Huntington has grown through strategic acquisitions, including Sky Financial Group and FirstMerit in 2016, and TCF Financial in 2021, while retaining its community bank ethos and conservative lending posture.
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Final Thoughts
While Huntington Bank doesn't offer direct crypto trading, it provides a secure gateway to crypto markets by allowing USD transfers to FinCEN-approved exchanges like Kraken, Binance.US, Coinbase, and eToro.
Before making transactions, always confirm the exchange's fees, security measures, and available cryptocurrencies to ensure they align with your investment goals. By taking these simple steps, Huntington Bank customers can confidently enter the cryptocurrency space.
Frequently asked questions
Does Huntington Bank allow crypto purchases via debit or credit card?
Yes, Huntington Bank customers can use debit or credit cards on authorized exchanges registered with FinCEN to purchase cryptocurrencies, assuming the exchange supports card funding options.
What should I do if Huntington Bank flags my crypto-related transaction?
If Huntington Bank flags a transaction related to cryptocurrency, promptly contact Huntington’s customer service. Provide clear documentation from the crypto exchange involved to demonstrate the transaction’s legitimacy and expedite resolution.
Can Huntington Bank customers withdraw funds from crypto exchanges back to their accounts?
Yes, Huntington Bank customers can withdraw USD from regulated cryptocurrency exchanges directly back into their bank accounts using ACH transfers or wire payments. The transaction processing time may vary based on the exchange used.
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Written by
Antony Bianco
Head of Research
Antony Bianco, co-founder of Datawallet, is a DeFi expert and active member of the Ethereum community who assist in zero-knowledge proof research for layer 2's. With a Master’s in Computer Science, he has made significant contributions to the crypto ecosystem, working with various DAOs on-chain.