Can I Buy Bitcoin with Maybank?

Yes, Maybank account holders can buy cryptocurrencies like Bitcoin and Ethereum, although the bank itself doesn't provide direct cryptocurrency trading or custody solutions.

To purchase crypto, customers can transfer Malaysian Ringgit (MYR) from their Maybank accounts to licensed digital asset exchanges in Malaysia that are approved by the Securities Commission (SC).

How to Buy Crypto with Maybank

Maybank customers interested in buying Bitcoin and other cryptocurrencies can transfer Malaysian Ringgit (MYR) directly to a trusted global cryptocurrency exchange like Bybit.

Bybit is a popular cryptocurrency platform available in Malaysia, offering multiple MYR deposit options, including bank transfers, credit cards, debit cards, Touch n Go, and Shopee.

To purchase crypto using Maybank on Bybit, follow these steps:

1. Create an Account: Begin by visiting the Bybit website and registering for a new account.
2. Deposit Funds: Once your account is verified, go to the 'Buy Crypto' section. Choose your preferred deposit method and add funds in MYR.
3. Select Asset: Choose the cryptocurrency you wish to purchase and ensure MYR is selected as your payment currency.‍
4. Purchase Crypto: Enter the amount you want to invest, review the details, and execute the trade.

Maybank Cryptocurrency Policy

Maybank does not currently offer direct cryptocurrency investment services to its retail clients. However, the bank permits customers to transfer Malaysian Ringgit (MYR) to digital asset exchanges that comply with Securities Commission Malaysia (SC) regulations.

While Maybank categorizes cryptocurrency purchases made with its credit cards as cash advances, incurring additional fees and higher interest rates, it allows bank transfers to regulated exchanges.

Beyond facilitating transfers to crypto exchanges, Maybank is actively exploring blockchain applications in asset management. In May 2025, Maybank Trustees Berhad partnered with CoKeeps Sdn Bhd to develop blockchain-based custodial and asset management solutions.

Alternative Crypto Exchanges for Maybank Customers

Maybank users looking for alternative exchanges have several reliable international platforms to consider. These platforms offer secure environments, are widely trusted, and provide convenient deposit methods compatible with Maybank accounts:

• OKX: OKX supports Maybank customers by facilitating MYR transactions. It offers access to over 300 cryptocurrencies, with low trading fees starting at 0.1%.
• Luno: Fully regulated by Malaysia’s Securities Commission (SC), Luno supports direct bank transfers from Maybank accounts in MYR. It offers 30 cryptocurrencies, charging fees that range from 0.25% to 1% per trade.
• Kraken: Kraken enables users to deposit funds using bank transfers. It supports over 420 cryptocurrencies, and fees range between 0.16% and 0.26% per trade.

Maybank clients should consider key factors such as the range of cryptocurrencies available, deposit convenience, trading fees, and security standards when selecting a suitable exchange.

About Maybank

Maybank, officially known as Malayan Banking Berhad, is Malaysia's largest financial services group and a leading banking institution in Southeast Asia. Established in 1960, Maybank has grown into a universal bank with a significant presence across ASEAN, operating over 2,400 branches in more than 20 countries. 

Headquartered in Kuala Lumpur, the bank offers a comprehensive range of services, including consumer and corporate banking, Islamic finance, investment banking, and insurance. Maybank's commitment to innovation and digital transformation is evident in its M25+ strategy, which focuses on customer-centricity, technological advancement, and regional expansion. 

Final Thoughts

Maybank customers can easily access cryptocurrencies by transferring MYR to regulated and secure platforms like Bybit, OKX, and Luno. 

While Maybank itself doesn't directly handle crypto transactions, its support for bank transfers provides a practical route into digital asset investing. To get started safely, always prioritize exchanges approved by Malaysia’s Securities Commission and consider factors such as fees, convenience, and security features when choosing your preferred platform.