Summary: For U.S. investors looking to purchase USDT (Tether), choosing a reputable and compliant exchange is essential. Our research ranks Kraken as an excellent choice for those interested in stablecoins and other major cryptocurrencies like Bitcoin and Ethereum.

Kraken complies with U.S. financial regulations under the oversight of entities like FinCEN, offering a dependable and cost-effective way for U.S. investors to deposit U.S. Dollars (USD) and acquire USDT. In addition, Kraken offers over 200 cryptocurrencies, along with features such as margin trading and staking.

Top Crypto Platform for USDT in the USA
5.0 out of 5.0 by Datawallet

Kraken is favored for buying USDT in the USA due to its compliance with U.S. regulations, low fees, and user-friendly design, ensuring a secure purchase of USDT and access to 200+ other crypto assets.



Available Assets

Supports 200+ Cryptos (including USDT).

Deposit Methods

ACH Transfer, Credit Card, Debit Card and more.

Kraken is a regulated U.S. entity with FinCEN registration and a Special Purpose Depository Institution charter in Wyoming for digital asset-related services.

Can I Buy USDT in the USA?

Yes, you can buy USDT (Tether) in the United States through cryptocurrency exchanges that follow FinCEN guidelines. These exchanges comply with U.S. financial laws, providing a secure and dependable platform for trading. When selecting a crypto exchange in the USA to buy USDT, ensure it meets FinCEN's requirements for enhanced safety. These platforms typically offer straightforward methods for depositing USD to trade Tether and other digital currencies effectively.

How to Buy Tether (USDT) in the USA

In the United States, Kraken is a highly recommended exchange for buying USDT (Tether). It follows regulations set by the Financial Crimes Enforcement Network (FinCEN), ensuring a safe trading space for both individual and business investors. Kraken offers more than 200 types of cryptocurrencies, including USDT, and features like crypto staking that cater to a range of investment preferences.

Follow these steps to buy USDT on Kraken in the USA:

  1. Register and Verify: Create an account on Kraken and complete the KYC (Know Your Customer) verification to activate your account.
  2. Deposit USD: Go to the 'Add Funds' area on your dashboard, choose United States dollars (USD) as your funding currency, and follow the provided instructions to deposit funds.
  3. Buy USDT: With your account funded, move to the trading section, select USDT, and choose a trading pair such as USD/USDT.
  4. Complete Your Purchase: Select how much USDT you wish to purchase, carefully review the transaction details, and confirm your purchase to complete the transaction.
Buy Tether (USDT) in the USA

USD to USDT Fees

When converting USD to USDT (Tether) in the U.S., you'll encounter various fees such as deposits, withdrawals, trades, and the spread, which differ from one exchange to another. Kraken is a popular choice because it offers no fees for USD deposits via ACH transfer and has competitive trading fees. These fees are transparent and vary based on your 30-day trading volume, typically ranging from 0.16% to 0.26%.

In contrast, Coinbase often charges upwards of 1.5% in fees (including spreads), making Kraken a more cost-effective and transparent choice for conducting USDT transactions.

Is Tether (USDT) Legal in the USA?

Yes, Tether (USDT) is legal in the United States. It can be purchased and traded on cryptocurrency exchanges that adhere to U.S. regulations. The U.S. regulates its cryptocurrency market through various financial bodies, including the Financial Crimes Enforcement Network (FinCEN), which confirms the legality and security of crypto transactions, including those with USDT.

The U.S. maintains a robust regulatory framework for cryptocurrencies, demanding strict compliance. Exchanges within the U.S. are required to implement and follow regulations such as Anti-Money Laundering (AML) and Know Your Customer (KYC) policies. These standards help safeguard users, ensure transaction transparency, and uphold the financial integrity of the cryptocurrency market.

Tether USA

Bottom Line

In conclusion, purchasing USDT in the USA is fully compliant and feasible through regulated exchanges like Kraken. Start by setting up and verifying your account, depositing USD, and selecting USDT for trade. Choose exchanges that follow FinCEN guidelines to ensure security and regulatory compliance. Compare different platforms to find competitive fees and additional features that meet your trading requirements effectively.