What is Revolut?

Revolut Crypto offers a safe gateway to cryptocurrency trading within the Revolut app, supporting over 230 digital assets. Trading fees range from 0% to 1.49%, depending on your Revolut subscription plan and monthly trading volume, rewarding high-volume users with lower rates.

Key features include recurring purchases for consistent investment and staking with returns of up to 9% APY. Revolut also enables spending crypto directly with your card without additional fees. For experienced traders, the Revolut X platform provides advanced trading tools and deeper liquidity.

Revolut Crypto Fees Overview

Revolut’s cryptocurrency investment fees vary depending on the user’s subscription tier, trading volume, asset spread, and additional costs. Here’s a breakdown:

Subscription Fees

Revolut offers multiple subscription plans tailored to varying financial and lifestyle needs:

• Standard Plan (Free): Provides basic financial services without monthly fees, including money management tools, international transfers, and limited crypto trading capabilities.
• Plus Plan (£3.99/month): Adds higher spending limits abroad, insurance coverage on purchases, and additional customer perks, fitting users who want practical benefits at a low price.
• Premium Plan (£7.99/month): Includes unlimited currency exchanges, exclusive subscription services, improved savings interest rates, and increased crypto benefits.
• Metal Plan (£14.99/month): Designed for regular travelers and active traders, this plan features comprehensive travel insurance, elevated spending and withdrawal limits, premium subscription benefits totaling up to £2,100 per year, and lower crypto trading fees.
• Ultra Plan (£45/month introductory price): Revolut's top-tier offering with extensive benefits, including unlimited airport lounge access, global mobile data, numerous partner subscriptions, comprehensive travel cancellation coverage, and zero-fee crypto trading.

Crypto Trading Costs

Revolut offers tiered crypto trading fees determined by your monthly trading volume and subscription plan.

For Standard and Plus subscribers, trading fees start at 1.49% for monthly volumes below £10,000, gradually decreasing to as low as 0.49% when volumes exceed £250,000.

Premium and Metal plan users enjoy lower rates, beginning at 0.99% for volumes under £10,000 and falling to 0.29% at the highest trading tier.

Ultra subscribers benefit from the most competitive fees, ranging from 0.49% at lower trading volumes to completely fee-free trading when exceeding £250,000 monthly.

Revolut Spreads & Hidden Charges

Revolut sets crypto prices using a volume-weighted average price (VWAP) from partnered exchanges, adjusted for market depth and volatility. The spread, the gap between buying and selling prices, is included in the displayed rate and changes depending on market conditions and the cryptocurrency involved.

Revolut doesn't explicitly disclose spread percentages but shows users the final exchange rate with the spread included before confirming trades. Reddit discussions highlight cases where users experienced spreads significantly higher than advertised, citing examples of Bitcoin price differences ranging from approximately €1,500 to €3,600 from the actual market rate. 

Revolut Compared with Alternative Exchanges

Curious how Revolut’s crypto trading fees stack up against other UK exchanges? This clear comparison between Revolut and popular alternatives like Kraken, eToro, and Binance will help you select the most affordable platform for your cryptocurrency transactions.

Final Thoughts

Revolut provides a simple entry into cryptocurrency investing, which is especially beneficial for frequent traders or high-volume investors due to its volume-based pricing structure. However, casual or occasional crypto investors should carefully weigh Revolut's entry-level fees and hidden spreads against alternative exchanges to avoid unexpected costs. 

To maximise value and transparency, particularly if trading smaller amounts, consider monitoring actual transaction spreads closely or exploring other crypto platforms offering clearer pricing and fewer hidden fees.