Revolut Crypto Fees

Revolut’s Crypto Fees Explained

Revolut’s cryptocurrency fees vary depending on the user’s subscription tier. Here’s a breakdown:

• Standard Plan (Free): You’ll pay a 0.49% fee on crypto trades with a £1,000 monthly exchange limit (including currencies, crypto, and precious metals). If you exceed this limit, an additional 1% fee applies.
• Plus Plan (£3.99/month): The exchange limit increases to £3,000 per month, and if you go over, the extra fee drops to 0.5%.
• Premium, Metal, and Ultra Plans (£7.99, £14.99, and £45/month): These plans offer unlimited exchanges without any extra fees, making them ideal for high-frequency traders.

All plans include a 2% spread on crypto trades. Revolut clearly shows all fees, including spreads, before you finalize any transaction in the app, so you’ll always know the total cost upfront.

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Revolut Crypto Spread Fees

When trading crypto on Revolut, the spread plays a significant role in your overall costs. Revolut calculates prices using a volume-weighted average price (VWAP), pulling rates from various partner exchanges. This ensures pricing reflects market depth and volatility, but you’ll always notice a gap between the buy and sell price, this difference is called the spread.

While the spread is built into the price you see, it can be higher than expected. Based on our testing, we found that the spread averages around 2% on Bitcoin trades. Some Reddit users have reported similar findings, with spreads ranging from 1-2%. 

When you combine this with Revolut’s 1.5% fee (or more, depending on your plan), the total trading cost can easily hit 5-6% when opening and closing a position. For active traders, this adds up. Revolut is easy to use, but these extra costs can make it pricier than other platforms.

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Revolut X Fees

Revolut X is a fully-fledged, advanced order book crypto exchange, designed for traders seeking deeper control and lower costs. Here's a clear breakdown of the fees:

• Maker Fees: 0% – If you place an order that adds liquidity to the market (i.e., it’s not matched instantly), there’s no fee.
• Taker Fees: 0.09% – For orders that instantly match existing ones (taking liquidity), you’ll be charged a small 0.09% fee. For example, buying $1,000 of BTC incurs just a $0.90 fee.
• Spread: Spreads are variable but notably low, averaging around 0.5% based on our analysis. This makes Revolut X more cost-effective compared to many other platforms.

With deep liquidity, advanced analytical tools, and seamless fiat-to-crypto transfers, Revolut X offers a professional trading environment at low fees, ideal for serious traders looking for precision and flexibility.

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Alternatives Crypto Platforms

If you’re looking for a better alternative to Revolut, eToro is worth considering. It's fully regulated by the FCA and offers a secure platform with more than 4,500 assets to trade, including crypto, stocks, ETFs, and Bitcoin ETFs like BlackRock’s IBIT.

eToro has built trust with over 30 million users and offers a competitive fee structure with no upfront costs and spreads as low as 1%. This combination of low fees, regulatory backing, and a wide range of investment options makes eToro a solid choice if you’re looking for a more cost-effective platform.

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About Revolut

Revolut is a flexible financial app that makes managing money easy. Whether you're handling everyday expenses, investing in stocks, or trading crypto, it’s got you covered. With over 45 million users, Revolut offers features like up to 4.75% interest on savings, quick international transfers, and access to 175+ cryptocurrencies. 

It’s simple to use, with everything from fee-free transfers to seamless crypto trades. So whether you're saving, spending, or investing, Revolut offers a smooth and secure way to manage your money all in one place.

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Bottom Line

To wrap it up, Revolut is great for convenience, but its crypto trading fees and spreads can add up, especially for frequent traders. Depending on your plan, costs can rise quickly, and while Revolut X offers a more advanced and cost-effective option for serious traders, platforms like eToro might offer even better value.