What is Revolut?

Revolut is a UK-founded financial technology app that combines everyday money management with cards, international transfers, savings, investing, and crypto access. Instead of opening a separate exchange account, users can buy, sell, hold, deposit, withdraw, and stake selected cryptoassets from the same app used for fiat balances.

The platform is especially popular with users who want a simple bridge between bank money and digital assets. Revolut supports multiple fiat currencies, instant card spending, transfers, and crypto tools for 300+ tokens, making it a convenient option in many supported countries for people already using the app daily.

Revolut is not only a crypto exchange. It is primarily a financial super-app with crypto features layered into the wider account experience. That makes it easier for beginners to buy crypto, but the convenience can come with higher app trading fees than specialist order-book exchanges.

In the UK, Revolut Ltd is registered with the FCA for cryptoasset services, but crypto remains high risk and is not protected like bank deposits. Users should compare the previewed fee, spread, network cost, and plan tier before confirming any crypto transaction.

Revolut Crypto Fees Overview

Revolut crypto fees vary by product. The main app charges plan-based trading fees from 1.49% to 0%, Revolut X charges 0% maker and 0.09% taker fees, deposits are 0% from Revolut, and withdrawals include network costs.

Subscription prices also matter because lower crypto trading tiers are attached to paid plans: Standard is free, Plus is £3.99/month, Premium is £7.99/month, Metal is £14.99/month, and Ultra is £55/month as an introductory UK offer.

Here are the main fee categories Revolut users should compare:

1. Crypto Trading Fees

Revolut’s main app uses 30-day volume and plan tier pricing. Standard and Plus users pay 1.49% from £0-£10k, 1.29% from £10k-£50k, 1.09% from £50k-£100k, 0.89% from £100k-£250k, and 0.49% above £250k.

Premium and Metal users pay 0.99%, 0.79%, 0.69%, 0.49%, then 0.29% across the same volume bands. Ultra users pay 0.49%, 0.39%, 0.29%, 0.19%, then 0%. Revolut also applies the higher of the tiered fee or minimum applicable fee.

2. Crypto Deposit Fees

Revolut charges 0% for crypto deposits into the app, and its help centre states there is no limit to how much crypto you can deposit. However, the sending wallet or exchange may deduct blockchain network fees before the transfer reaches Revolut.

Minimum deposit amounts are token-specific. If a deposit is below the required minimum, it may not credit immediately, and Revolut says users must send more of the same cryptocurrency on the same network. Internal checks usually complete within minutes, but extra verification can take up to 3 working days.

3. Crypto Withdrawal Fees

Revolut crypto withdrawals have 2 fee components: a Revolut service fee and a blockchain network fee. The service fee is £1 equivalent for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO, and ADA, or £3 equivalent for all other supported cryptocurrencies.

The network fee is variable because it depends on blockchain traffic, transaction speed, and the selected network. Revolut calculates the network cost, adds the £1 or £3 service fee, and shows the total estimate before confirmation, so users should avoid small withdrawals during congested periods.

4. Crypto Staking Fees

Revolut says it charges 0% on staking rewards and passes through 100% of the on-chain rewards it receives. For some blockchains, third-party validators deduct up to 3% of gross staking rewards before those rewards reach Revolut.

That means the APY displayed in-app is the net estimated rate, not a headline protocol reward. Users comparing staking platforms should focus on net APY, validator deductions, eligible assets, lock-up rules, reward timing, and unstaking delays.

5. Revolut Ramp Fees

Revolut Ramp does not publish one fixed percentage fee like 1% or 2%. Instead, every Ramp order is quote-based: users must review the exchange rate, applicable fees, fiat value, selected cryptoasset, and wallet destination before confirming the transaction.

There are 2 payment routes: eligible Revolut customers can pay from their Revolut fiat balance, while card payments may also be accepted by debit or credit card. Ramp sales can also be affected by minimum order amounts, token support, network traffic, and a 24-hour transaction window for some sale flows.

Revolut X Fees Explained

Revolut X is the lower-fee crypto exchange product built for active traders. Its trading fee schedule is simple: maker orders cost 0%, and taker orders cost 0.09%, regardless of trading volume. On a $1,000 taker order, Revolut’s own example equals a $0.90 fee.

This is much cheaper than many main-app trades. For example, a Standard user under £10k monthly crypto volume pays 1.49% in the main app, while a Revolut X taker order costs 0.09%. The difference is 1.40 percentage points before considering spread and execution.

Revolut X also uses the same style of external withdrawal pricing. Withdrawals are charged in 2 parts: a £1 equivalent service fee for XTZ, XRP, SOL, ADA, XLM, DOT, ALGO, and AVAX, or £3 equivalent for other cryptocurrencies, plus the variable blockchain network fee.

Tips for Reducing Revolut Fees

The easiest way to reduce Revolut crypto costs is to match the product to your usage. Occasional buyers should compare plan fees against savings, while active traders should consider Revolut X or low-fee crypto exchanges.

Tiers

Plan tiers matter because paying £7.99, £14.99, or £55 per month can reduce crypto trading fees, but only if your monthly trade size is large enough.

Use these tier checks before upgrading for crypto alone:

• Standard and Plus: Standard is free and Plus is £3.99/month, but both start at 1.49% below £10k monthly crypto volume, making them costly for frequent buyers.
• Premium and Metal: Premium costs £7.99/month and Metal costs £14.99/month; both cut the first crypto tier from 1.49% to 0.99% and reach 0.29% above £250k.
• Ultra: Ultra costs £55/month as an introductory UK offer and starts at 0.49%, falling to 0% above £250k, so it mainly suits very high-volume users.

Use Revolut X Instead of App Conversions

For active spot trading, Revolut X can reduce costs sharply because maker orders cost 0% and taker orders cost 0.09%. It is best for users comfortable with order books, limit orders, and execution risk, rather than one-click app conversions.

Revolut Compared With Alternative Exchanges

For UK readers, the best comparison set is platforms with clear UK access and transparent fee pages. The table below compares leading UK exchanges and platforms like Revolut, Kraken, Coinbase, and eToro, focusing on fees users are most likely to encounter.

Final Thoughts

Revolut crypto fees are now easier to understand when separated by product. The main app can cost 1.49% for entry-tier Standard and Plus users, while paid tiers reduce that fee and Ultra can reach 0% above £250k.

The cheapest Revolut route for active users is usually Revolut X, where maker fees are 0% and taker fees are 0.09%. However, users still need to consider spreads, order execution, withdrawal fees, and variable network costs.

For convenience, Revolut remains strong. For frequent trading, large withdrawals, or self-custody, users should compare Revolut against specialist exchanges like Kraken, Coinbase, and eToro before moving meaningful capital.