Can you Buy Crypto with Wise?
Yes, Wise Bank customers can invest in digital assets using a secure and compliant platform. By choosing a trustworthy, regulated crypto exchange globally, Wise account holders can transfer funds to purchase digital assets. We recommend selecting a platform that adheres to financial regulatory guidelines in your jurisdiction to ensure the safety of your investments.
How to Buy Crypto with Wise Bank
The best and most secure way to invest in cryptocurrencies like Bitcoin and Ethereum with Wise Bank is by going through the eToro exchange. With this method, investors in over 120 countries can deposit funds from their Wise account via Bank Transfer, SEPA Transfer, Fasterpayments, Wise Card and more.
Here is a simple 4 step guide to getting started:
- Visit eToro to sign up and verify your identity.
- Select the 'Deposit Funds' button on the bottom left of your screen.
- Select your fiat currency and your payment method (e.g Bank Transfer) and complete your transfer from Wise Bank.
- Complete the deposit and use the funds credited to your account to invest in crypto.

What are the Fees?
The fees associated with purchasing cryptocurrency through Wise Bank transfers depend on the exchange platform you select. Typical fees consist of transaction fees, deposit fees, and withdrawal fees, and these can fluctuate based on the chosen platform and specific cryptocurrency involved.
We suggest eToro for its free deposits via Wise Bank transfers, zero-commission trading, and competitive spreads (1%) when trading digital assets. This fee structure proves more cost-efficient in comparison to other options like Coinbase, which generally levies fees ranging from 1.5% to 2% per transaction.
Is Wise Crypto-Friendly?
Wise, formerly known as TransferWise, is relatively crypto-friendly. While Wise itself does not provide direct cryptocurrency trading or purchasing, it allows customers to transfer funds to and from various cryptocurrency exchanges. It's important to note that the exchange you use should be a reputable and regulated platform to ensure a smooth transfer process.
Bottom Line
In conclusion, while Wise does not offer direct cryptocurrency purchasing within its platform, it is considered crypto-friendly by allowing customers to transfer funds to and from regulated and reputable cryptocurrency exchanges.
We recommend eToro for its free deposits via Wise Bank transfers, commission-free trading, and competitive spreads when trading digital assets. By choosing a reliable and regulated platform like eToro, Wise account holders can securely invest in cryptocurrencies while adhering to financial regulatory guidelines in their jurisdiction.