Can I Buy Bitcoin with Trade Republic?

Yes, if crypto trading is enabled on your Trade Republic account. In the app, you tap Search, pick Bitcoin (BTC), Ethereum (ETH) or 50 other coins, hit Buy, enter your EUR amount, review the quote, then confirm the order.

Trade Republic is not an exchange-style trading venue, so treat it like a simple buy-and-hold platform. The platform says crypto trading is commission-free, but you pay a 1 EUR external settlement cost per trade and the spread (you buy at the ask and sell at the bid), which widens in volatile markets.

The big decision factor is transfers. Trade Republic is marketing a Crypto Wallet that can send and receive around 50 coins, but its help pages still say that crypto cannot be transferred to other wallets, so this looks like a rollout or account- and country-gating situation.

Trade Republic Crypto Trading Fees

Trade Republic’s crypto pricing looks simple, but the total cost has three parts.

• Fixed fee: Each crypto buy or sell has a 1 EUR external settlement cost per trade. Trade Republic describes this as a fee to cover clearing and settlement of each transaction (similar to a marketplace fee), plus related third party execution costs.
• Spread: You buy at the ask and sell at the bid. Trade Republic does not publish a fixed spread table because the spread is variable and depends on the live market. The exact spread is the difference between the in-app buy and sell quotes at that moment.
• Market-order fills: Trade Republic says crypto trades are always executed as a market order, and limit or stop orders are not available for crypto. That means you cannot lock a price, you take the next available price when you tap confirm.

As an example, if BTC shows Buy (ask) = 40,200 EUR and Sell (bid) = 39,900 EUR, then:

• Mid = (40,200 + 39,900) / 2 = 40,050 EUR
• Spread % = (40,200 − 39,900) / 40,050 × 100 = 0.749%

Your buy costs 0.749% spread + 1 EUR, and a same-day round trip costs the spread twice plus 2 EUR in settlement fees. 

How to Buy Crypto with a Trade Republic Alternative

If you want limit orders and dependable on-chain withdrawals, we do not trade inside Trade Republic. We use Trade Republic as the EUR funding rail, then send a SEPA or Instant SEPA transfer from our Trade Republic IBAN to Kraken and trade there.

Pricing is clearer on Kraken. The standard Kraken buy flow uses a flat 1% fee, while Kraken Pro runs a maker-taker schedule that starts at 0.25% maker and 0.40% taker in the lowest tier, then drops as your 30 day volume rises.

Kraken also states it operates across the EEA under a MiCA license authorised by the Central Bank of Ireland. 

Follow these steps to buy crypto using Trade Republic plus Kraken:

1. Create an account: Visit Kraken to sign up and complete your ID verification.
2. Get your EUR deposit details in Kraken: Go to Deposit > EUR > SEPA and copy the beneficiary details and the required reference.
3. Send EUR from Trade Republic: Use the cash transfer flow and send a SEPA or Instant SEPA transfer, pasting the Kraken reference exactly so the deposit credits correctly.
4. Execute the trade on Kraken Pro: Place a limit order if you want maker fees, or a market order if you want speed. 

Does Trade Republic Offer Staking?

Trade Republic offers staking inside its Crypto Wallet for a limited set of assets (it publicly points to Ethereum and Solana as examples). 

When you stake, your coins are delegated to a validator and are not available to sell or transfer until you submit an unstaking request and the lock period ends. Rewards are paid in the same asset and yields move with network conditions, so nothing is guaranteed.

On fees, Trade Republic can charge a service fee taken from your staking rewards before you receive them, and it also applies rounding and minimum payout rules (for example, it may not forward very small rewards below certain decimal or value thresholds). 

The exact fee rate and any thresholds are shown in the in-app staking terms or pricing at the time you stake.

Best Alternative Exchanges for Trade Republic Users

If you use Trade Republic for crypto but want lower trading costs and proper withdrawals, the table below compares the best exchanges by SEPA support, fees, coin selection, and on-chain withdrawals. 

About Trade Republic

Trade Republic is a European investing and banking app with more than 10 million customers that combines a brokerage with everyday money features. 

You can buy and hold stocks, ETFs, bonds, crypto and derivatives, set up savings plans, earn interest on cash, and use its debit card (including Saveback and round-up features in supported markets), all from one account and IBAN setup.

Final Thoughts

Trade Republic works best as a EUR on ramp, not a full crypto exchange. If crypto is enabled, you can buy BTC in app, but your real cost is the 1 EUR per trade settlement fee plus spread, and crypto transfers and staking depend on wallet rollout and account eligibility. 

If you want limit orders, lower trading fees, and consistent on chain withdrawals, send EUR from your Trade Republic IBAN to a dedicated exchange using SEPA or Instant SEPA, then trade and withdraw from there.