How to Buy Crypto ADCB Bank
A simple guide to investing in Bitcoin and Cryptocurrencies with an ADCB Bank account in the UAE (Dubai).
Leveraged and speculative product. Not suitable for all investors. You should consider whether you can afford to take the high risk of losing your money. Capital is at risk.
Summary: ADCB Bank does not facilitate direct cryptocurrency trading via its online banking services in the UAE. Nevertheless, clients can invest in cryptocurrencies through a regulated exchange in the area, depositing AED from their bank account and acquiring tokens on the chosen platform.
After evaluating over 20 licensed exchanges, our analysis concludes that eToro is the top option for ADCB Bank customers in the UAE. As a reputable and secure platform monitored by regulatory authorities, eToro enables fast and cheap AED transfers from Abu Dhabi Commercial Bank accounts, granting users access to an extensive range of over 3,000 cryptos, stocks, ETFs, and other assets.
Can I Buy Crypto with ADCB Bank?
ADCB Bank does not provide cryptocurrency trading or investment services through its online banking platform. However, customers can obtain digital assets by linking their ADCB account to a regulated cryptocurrency platform in the UAE. We recommend investors opt for platforms that are licensed by the Financial Services Regulatory Authority of Abu Dhabi Global Market (ADGM) and avoid off-shore exchanges which could result in banking complications.
How to Buy Bitcoin and Crypto with ADCB
The safest and most convenient way to invest in cryptocurrencies using your ADCB Bank account is through an ADGM-regulated exchange such as eToro. This approach enables investors to smoothly deposit AED from ADCB Bank via bank transfer, ADCB Card, debit card, credit card, and other supported methods.
Here is a simple 4-step guide to getting started with your ADCB account on eToro:
- Open a free account on eToro and complete the verification requirements.
- Select the 'Deposit Funds' button on the bottom left of your screen.
- Tap 'AED' and your payment method, then transfer AED from ADCB Bank.
- Complete the deposit and open the search bar to buy your desired token.

What are the Fees?
Initiating cryptocurrency transactions through Abu Dhabi Commercial Bank requires a clear comprehension of the potential fees involved. Typically, these might include deposit and withdrawal fees, transaction levies, and price spreads.
For those who are avid followers of the crypto space, platforms like eToro emerge as a frontrunner offering a financially sound approach. When utilizing ADCB for their transactions, users can take advantage of relatively economical United Arab Emirates Dirham (AED) deposit alternatives through local bank transfers, coupled with rational transaction commissions. Moreover, eToro operates with a variable spread fee structure, usually hovering around 1%, presenting itself as a more wallet-friendly option in contrast to other platforms such as Coinbase, where the spread fees can sometimes climb beyond 2%.
Is ADCB Bank Crypto-Friendly?
In tune with the interests of their clientele, ADCB stands as a beacon of innovation and security in the UAE banking sector. They facilitate seamless interactions with recognized cryptocurrency exchanges that strictly align with the regulations laid down by the UAE Central Bank, the Financial Services Regulatory Authority (FSRA) or equivalent global authorities. This initiative allows Abu Dhabi Commercial Bank customers to transfer AED from their bank accounts to exchanges that adhere to the stringent UAE or GCC regulatory frameworks, which are in place to deter financial malpractices such as fraud and money laundering.
Therefore, when engaging with these regulation-compliant exchanges, ADCB's customers can embark on their cryptocurrency investment journeys with a sense of assurance and safety. They can rest easy knowing their investments are not only secure but also fully compliant with the prevailing legal stipulations in the UAE.
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Bottom Line
To sum up, although ADCB Bank doesn't offer direct cryptocurrency transactions, it ensures a secure gateway for clients keen on exploring the crypto market via regulated exchanges in the UAE, notably endorsing eToro due to its affordable transaction fees and vast array of assets. Customers can effortlessly link their ADCB accounts to eToro, following a simple, straightforward process to initiate their investments, fostering not only financial growth but also adherence to the stringent regulatory standards set in the UAE, thereby promising a secure and compliant investment journey.