What Is the Bybit VIP Program?

The Bybit VIP program is a tiered loyalty scheme that lowers your trading costs and upgrades your service level as your account grows. It spans five numbered tiers plus a Supreme VIP rank at the top, and every tier deepens the discount on maker and taker fees while adding perks such as higher withdrawal limits, fiat fee savers, and a personal point of contact.

The scheme's defining feature is how many qualification paths it accepts. You can qualify through the assets you hold, the amount you borrow, or the volume you trade across Spot, Derivatives, Options, or Structured Products. Meeting any single benchmark is enough, and the system always assigns you the highest tier you qualify for. A trader holding $250,000 in assets but clearing $50 million in monthly derivatives volume receives VIP 3 treatment, since the volume figure outranks the balance.

There is no application form for the standard tiers, and once your account data crosses a threshold, the upgrade lands at the next daily refresh.

How Bybit Calculates Your VIP Level

Bybit recalculates every account's tier once a day at 7AM UTC, and any change to your fee rate takes effect within five minutes of that refresh.

• Asset balance: Your total wallet balance across all accounts, measured in USD, including funds staked in Liquidity Mining products.
• Net borrowing: The 30-day average of what you borrow through Spot Margin Trading, Launchpool, and Crypto Loans counts as its own qualification track.
• Trading volume: Activity from your main account, all subaccounts, Trading Bots, and Copy Trading positions is pooled into one 30-day rolling total.
• TradFi conversion: Volume from Bybit's traditional-market products counts after conversion, with metals and non-oil commodities divided by 60 and oil, forex, indices, and stocks divided by 15.
• Exclusions: Funding payments, zero-fee spot promotions, and RFQ trades that incurred no fee never count toward volume.
• Grace period: If you drop below every threshold, you keep full benefits for 14 days, and requalifying at any point during that window resets the clock.
• Subaccount inheritance: Every subaccount automatically trades at the fee rate of its main account.

Because the grace period renews each time you meet any requirement again, an active trader who dips under a volume threshold for a few days rarely loses their tier in practice.

Bybit VIP Level Requirements

Each tier can be reached through any one of four tracks, so the requirements below are alternatives rather than a checklist.

• VIP 1: Hold $100,000 in assets, average $50,000 in net borrowing, or trade $1 million Spot, $10 million Derivatives, $5 million Options, or $500,000 Structured Products in 30 days.
• VIP 2: Hold $250,000 in assets, average $500,000 in net borrowing, or trade $5 million Spot, $25 million Derivatives, $10 million Options, or $1 million Structured Products.
• VIP 3: Hold $500,000 in assets, average $1 million in net borrowing, or trade $10 million Spot, $50 million Derivatives, $15 million Options, or $1.5 million Structured Products.
• VIP 4: Hold $1 million in assets, average $1.5 million in net borrowing, or trade $25 million Spot, $100 million Derivatives, $25 million Options, or $2.5 million Structured Products.
• VIP 5: Hold $2 million in assets, average $2 million in net borrowing, or trade $50 million Spot, $250 million Derivatives, $40 million Options, or $4 million Structured Products.
• Supreme VIP: Volume only. Trade $100 million Spot, $500 million Derivatives, $100 million Options, or $10 million Structured Products in 30 days.
• API condition: From VIP 4 upward, the volume tracks only apply if orders placed through the API make up 20% or less of your total activity. Above that share, you move onto the Pro track instead.

The asset track is the easiest entry point. A $100,000 balance earns VIP 1 with no trading requirement, which suits investors who hold on the exchange but trade infrequently.

Bybit VIP Fee Structure by Level

Fee discounts are the core financial benefit, and they compound quickly at scale. All rates below are the base maker and taker fees for crypto pairs, and your regional rates may differ slightly. If you are unsure how the two order types differ, our guide to maker vs taker fees covers the mechanics.

• VIP 0: Spot at 0.1000% maker and taker, perpetuals and futures at 0.0200% maker and 0.0550% taker, options at 0.0200% maker and 0.0300% taker.
• VIP 1: Spot drops to 0.0675% maker and 0.0800% taker, perpetuals to 0.0180% maker and 0.0400% taker, options to 0.0150% maker and 0.0200% taker.
• VIP 2: Spot at 0.0650% maker and 0.0775% taker, perpetuals at 0.0160% maker and 0.0375% taker, options unchanged from VIP 1.
• VIP 3: Spot at 0.0625% maker and 0.0750% taker, perpetuals at 0.0140% maker and 0.0350% taker.
• VIP 4: Spot at 0.0500% maker and 0.0600% taker, perpetuals at 0.0120% maker and 0.0320% taker, options taker falls to 0.0180%.
• VIP 5: Spot at 0.0400% maker and 0.0500% taker, perpetuals at 0.0100% maker and 0.0320% taker, options at 0.0100% maker and 0.0150% taker.
• Supreme VIP: Spot at 0.0300% maker and 0.0450% taker, perpetuals at 0.0000% maker and 0.0300% taker, options at 0.0050% maker and 0.0150% taker.

Bybit also maintains separate schedules for special product zones. Fiat pairs, the Adventure Zone, tokenised stocks (xStocks), Pre-Market Perpetuals, and the Innovation Zone each carry higher base rates that fall along the same VIP ladder, and Supreme VIP traders pay zero maker fees in both Pre-Market and Innovation Zone perpetuals.

Bybit VIP Benefits Beyond Trading Fees

The fee schedule gets the attention, but the operational perks matter just as much for anyone moving large amounts. Withdrawal capacity is the clearest example. Standard verified accounts can withdraw up to 1 million USDT daily, while VIP tiers unlock progressively higher ceilings of 8 million USDT for VIP 1 through 3, 16 million for VIP 4, 24 million for VIP 5, and 26 million for Supreme VIP after adjusting the limit in account settings. Bybit raised these ceilings across all tiers in late 2025 following feedback from arbitrage desks that needed faster capital redeployment.

Service quality also changes with rank. Every VIP receives priority access to live chat support, while VIP 2 and above are assigned a dedicated VIP Ambassador who arranges event invitations, private walkthroughs of new products, and welcome and birthday gifts. On the fiat side, VIPs receive exclusive fee savers that can fully offset deposit charges, plus transaction fee deductions on Buy Crypto orders above $1,500 that scale from 10% at VIP 1 to 50% at VIP 5.

OTC trading carries zero transaction fees with instant settlement on large trades up to $10 million, and Bybit Card holders in the program can earn up to 10% cashback in points along with a physical card fee waiver. Bybit also runs periodic VIP Level-Up Tasks that pay cash bonuses between 500 and 6,000 USDT for hitting a two-week derivatives volume target.

The MNT Multiplier and Fee Discounts

Mantle's MNT token has become the fastest shortcut through the VIP ladder, and Bybit reworked the mechanic into a tiered system. The MNT multiplier inflates the counted value of your MNT holdings when the system measures your asset balance. Non-VIP users get a 1.5x multiplier toward VIP 1, tiers one through three get 1.4x toward the next rank, and VIP 4 gets 1.3x toward VIP 5. The boost ends there, since the jump from VIP 5 to Supreme VIP depends on trading volume rather than assets.

A non-VIP trader holding $65,000 of MNT and $30,000 of USDT sits at $95,000 in raw terms, short of the VIP 1 threshold. With the 1.5x multiplier applied, the MNT counts as $97,500, lifting the total to $127,500 and clearing the bar. Under the same logic, roughly $66,667 of MNT alone is enough for VIP 1 instead of the full $100,000.

MNT also cuts fees directly. Traders who pay their trading fees in MNT receive 25% off Spot and Spot Margin fees and 10% off USDT perpetual, USDT expiry futures, and USDC perpetual fees, stacked on top of their existing VIP rate. The toggle sits on the Fee Rate panel of the trading interface, must be switched on separately for Spot and Futures, and draws only from MNT held in your Unified Trading Account. The discount is unavailable to Pro users, market makers, institutions, and API traders, which makes it a benefit aimed at manual VIP traders.

Bybit VIP vs Pro Levels

Bybit splits its high-volume users into two parallel tracks, and the dividing line is how you trade rather than how much. Accounts whose API-placed orders exceed 20% of total volume are classified under the Pro program, which runs six tiers built for algorithmic and institutional order activity. Everyone else, including affiliates and referral users regardless of their API share, stays on the VIP track.

Pro tiers demand far more volume but return far lower maker rates. Pro 1 begins at $25 million Spot or $100 million Derivatives in 30 days with fees of 0.0400% maker and 0.0600% taker on Spot. By Pro 3, maker fees on perpetuals reach 0.0000%, and Pro 6, which requires $1 billion Spot or $5 billion Derivatives monthly, trades Spot at 0.0050% maker and 0.0150% taker. Taker rates on the top 72 USDT perpetual contracts fall to 0.0180% at that rank.

The trade-off runs beyond fees. Pro users give up the retail-facing perks in exchange for the lower maker fees, since the Buy Crypto fee deductions are limited to the VIP tiers and the MNT fee-payment discount excludes Pro accounts outright. Their withdrawal ceilings run higher, though, scaling from 26 million USDT daily at Pro 1 to 60 million at Pro 6.

Bybit EU and the VIP Program

Traders in the European Economic Area now use a separate legal entity with its own VIP ladder, and the distinction matters for anyone comparing fee schedules. Bybit EU GmbH operates from Austria under the EU's Markets in Crypto-Assets framework (MiCA), the licensing regime that became fully binding across member states when national transition periods closed on 1 July 2026. We cover the wider licensing landscape in our guide to the best MiCA-licensed exchanges.

The Bybit EU fee structure is spot-only and starts from a higher base, with VIP 0 accounts paying 0.2500% taker and 0.1000% maker before volume discounts apply. The tier thresholds mirror the global platform on the asset and spot volume tracks, running from $100,000 in assets or $1 million in monthly spot volume for VIP 1 up to $100 million in volume for Supreme VIP. Derivatives, the Options track, and the Pro program do not exist on the EU entity, so the low perpetual maker rates described above apply to the global platform only.

How to Join the Bybit VIP Program

Joining requires no application for the standard tiers, so the work is positioning your account.

1. Create and verify your account: Register on Bybit and complete Identity Verification, which unlocks full trading features and the higher VIP withdrawal limits.
2. Fund toward a threshold: Depositing $100,000 in assets, or the MNT-multiplied equivalent of roughly $66,667 in Mantle tokens, qualifies you for VIP 1 without any trading.
3. Or trade toward one: Clear $1 million in Spot or $10 million in Derivatives volume over any rolling 30-day window, remembering that subaccount, bot, and copy trading activity all counts.
4. Check your progress: Open the My Fee Rates page from your profile icon to track volume, balance, and remaining distance to the next tier.
5. Apply for status migration: If you hold VIP status elsewhere, email premium@bybit.com with a screenshot of your tier or proof of $10 million in Derivatives or $1 million in Spot volume on the other exchange, and Bybit responds within one to five business days.
6. Watch for a Trial Card: Bybit periodically issues VIP Trial Cards that grant temporary VIP 1 fee discounts before you meet the requirements, with the trial length set by each campaign and a 30-day claim window.

When we checked the My Fee Rates page against the published schedule, the regional rates matched the base table exactly. Bybit warns that some jurisdictions carry adjusted pricing, so confirm your own rates there after verification.

Final Thoughts

Bybit's VIP program stands out for how many ways it lets you in. Most rival schemes gate their tiers behind volume alone, whereas Bybit accepts balances, borrowing, structured product purchases, converted TradFi activity, and migrated status from other exchanges. That breadth makes VIP 1 reachable for holders who rarely place large trades, which is unusual among the large exchange loyalty programs we have reviewed.

For traders deciding where to concentrate activity, the MNT multiplier is the detail worth modelling first. Reaching VIP 1 through $66,667 of Mantle rather than $100,000 of mixed assets is a material capital saving, and the stacked 25% Spot fee discount for paying in MNT compounds the benefit for anyone already planning to hold the token. Heavy derivatives traders should instead weigh whether their API share pushes them onto the Pro track, where maker fees fall further but the retail perks disappear.